$473M
+429.2%y/y
Percentile by value74th percentileby value
FDIC
LNLSGRVU
VersaBank USA National Association
Holdingford, MinnesotaFDIC Cert #10160
OCCEstablished 19101 branch
Holding company: GBH INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $42K |
| C&I | $472M |
| Agriculture | $255K |
| Other | $206K |
Loan book
Reported balances and balance-sheet intensity.
$473M
+431.8%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET+431.83%
+862.7%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET84.8%
−48.2%y/y
Percentile by value60th percentileby value
FDIC
LNLSNET + DEP60.4%
+16.0%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET + ASSET0.02%
−83.5%y/y
Percentile by value0th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
Percentile by value0th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC9,979points
+1.2%y/y
Peer standing0th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR99.89%
+0.6%y/y
Percentile by value100th percentileby value
FDIC
LNCI + LNLSGR