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BDI
WS

Washington Savings Bank

Effingham, IllinoisFDIC Cert #29227

STATEEstablished 18834 branches

Holding company: WASHINGTON SAVINGS MHCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.10%
+106.5%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.38%
−18.8%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.38%
−18.7%y/y
Peer standing52nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.22%
−18.2%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.35M
−14.7%y/y
Peer standing55th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
+108.7%y/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$19K
+111.1%y/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.00%
−4.1%y/y
Percentile by value24th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$3.91M
+119.9%y/y
Peer standing23rd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$2K
Peer standing43rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$1.35M
−13.5%y/y
Peer standing46th percentile
Peer standing in asset:300m_1b
FDICNAASSET