$354M
+6.5%y/y
Percentile by value53rd percentileby value
FDIC
LNLSGRWS
Washington Savings Bank
Effingham, IllinoisFDIC Cert #29227
STATEEstablished 18834 branches
Holding company: WASHINGTON SAVINGS MHCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $89.7M |
| Investor CRE | $61.4M |
| Multifamily | $154K |
| Construction | $10.9M |
| 1–4 family | $130M |
| C&I | $53.5M |
| Agriculture | $2.66M |
| Other | $5.19M |
Loan book
Reported balances and balance-sheet intensity.
$351M
+6.5%y/y
Percentile by value53rd percentileby value
FDIC
LNLSNET+6.55%
+300.4%y/y
Percentile by value55th percentileby value
FDIC
LNLSNET67.4%
+2.7%y/y
Percentile by value24th percentileby value
FDIC
LNLSNET + DEP57.9%
+2.3%y/y
Percentile by value23rd percentileby value
FDIC
LNLSNET + ASSET86.37%
−2.8%y/y
Percentile by value52nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
96%
+2.5%y/y
Percentile by value26th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC14%
+3.5%y/y
Percentile by value21st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,548points
−5.2%y/y
Peer standing32nd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD25.33%
−1.3%y/y
Percentile by value93rd percentileby value
FDIC
LNRENROW + LNLSGR17.35%
−0.4%y/y
Percentile by value62nd percentileby value
FDIC
LNRENROT + LNLSGR15.12%
+29.7%y/y
Percentile by value79th percentileby value
FDIC
LNCI + LNLSGR