$342M
−0.7%y/y
Percentile by value50th percentileby value
FDIC
LNLSGRWS
Wellington State Bank
Wellington, TexasFDIC Cert #1219
STATEEstablished 190614 branches
Holding company: WSB BANCSHARES INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $33.2M |
| Investor CRE | $91.9M |
| Multifamily | $16.7M |
| Construction | $37.8M |
| 1–4 family | $44M |
| C&I | $24.5M |
| Agriculture | $85M |
| Other | $8.47M |
Loan book
Reported balances and balance-sheet intensity.
$337M
−0.6%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET−0.60%
−38.4%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET57.0%
−8.4%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET + DEP51.8%
−9.1%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET + ASSET75.54%
+2.9%y/y
Percentile by value26th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
219%
−14.7%y/y
Percentile by value69th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC57%
−15.2%y/y
Percentile by value68th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,502points
−13.3%y/y
Peer standing92nd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD9.71%
+93.2%y/y
Percentile by value38th percentileby value
FDIC
LNRENROW + LNLSGR26.89%
−16.5%y/y
Percentile by value85th percentileby value
FDIC
LNRENROT + LNLSGR7.19%
−17.9%y/y
Percentile by value35th percentileby value
FDIC
LNCI + LNLSGR