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BDI
WV

West Valley National Bank

Goodyear, ArizonaFDIC Cert #58426

OCCEstablished 20063 branches

Holding company: WEST VALLEY BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$22.4M
Investor CRE$18.5M
Multifamily$961K
Construction$130K
1–4 family$2.46M
C&I$20.9M
Agriculture$0
Other$80K

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$65.4M
+17.1%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSGR
Net loans
$64.7M
+17.3%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
Loans YoY
+17.33%
+2,086.0%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET
L/D
93.8%
+5.4%y/y
Percentile by value91st percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET + DEP
Loans/assets
84.5%
+9.4%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNLSNET + ASSET
RE loans %
67.92%
−4.2%y/y
Percentile by value49th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
250%
+48.8%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
2%
Percentile by value27th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,009points
−2.1%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
34.29%
−7.0%y/y
Percentile by value98th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROW + LNLSGR
Investor CRE %
28.20%
−3.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNRENROT + LNLSGR
C&I %
31.96%
+10.2%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 7 — Insured commercial banks having assets between $50 million and $100 million
FDICLNCI + LNLSGR