$696M
−9.7%y/y
Percentile by value3rd percentileby value
FDIC
LNLSGRWB
Westamerica Bank
San Rafael, CaliforniaFDIC Cert #3430
STATEEstablished 188475 branches
Holding company: WESTAMERICA BCORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $111M |
| Investor CRE | $343M |
| Multifamily | $6.23M |
| Construction | $0 |
| 1–4 family | $12.9M |
| C&I | $74.5M |
| Agriculture | $13.6M |
| Other | $134M |
Loan book
Reported balances and balance-sheet intensity.
$685M
−9.5%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET−9.52%
−10.0%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET14.3%
−7.8%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET + DEP11.8%
−7.9%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET + ASSET70.54%
+5.0%y/y
Percentile by value31st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
57%
+2.9%y/y
Percentile by value8th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
−100.0%y/y
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,810points
+18.7%y/y
Peer standing21st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.01%
−4.3%y/y
Percentile by value80th percentileby value
FDIC
LNRENROW + LNLSGR49.31%
+10.6%y/y
Percentile by value98th percentileby value
FDIC
LNRENROT + LNLSGR10.69%
+11.1%y/y
Percentile by value41st percentileby value
FDIC
LNCI + LNLSGR