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BDI
WB

Western Bank

Artesia, New MexicoFDIC Cert #16720

STATEEstablished 19481 branch

Holding company: WESTERN BANCSHARES OF NM,INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$848K
Investor CRE$21.8M
Multifamily$429K
Construction$11.9M
1–4 family$5.15M
C&I$120M
Agriculture$4.88M
Other$7.82M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$173M
+15.5%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$171M
+15.6%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+15.57%
+118.4%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
60.3%
+25.3%y/y
Percentile by value14th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
53.5%
+22.3%y/y
Percentile by value16th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
26.08%
+4.1%y/y
Percentile by value1st percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
91%
+0.3%y/y
Percentile by value25th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
32%
+18.7%y/y
Percentile by value44th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
5,039points
−3.9%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.49%
−33.7%y/y
Percentile by value3rd percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
12.62%
−14.7%y/y
Percentile by value46th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
69.39%
−1.7%y/y
Percentile by value100th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR