BDI

loan mix

Commercial and Industrial Loans

Loans to businesses for working capital, equipment, and other commercial purposes.

As of Q1 2026FDICLNCISource retrieved 2026-08-01

National median

$21.9M

Middle half

$7.03M$68.1M

Direction

Context dependent

What it means

Why this metric matters

C&I lending is closely linked to local business conditions and underwriting skill. It can diversify real estate exposure but often carries less collateral.

How it is calculated

Formula and source fields

LNCI

Source field: LNCI. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$1.92M

25th percentile

$7.03M

Median

$21.9M

75th percentile

$68.1M

90th percentile

$237M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    Talbot State BankGA
    $0
  2. 2
    Wells Fargo Bank South Central, National AssociationTX
    $0
  3. 3
    WSB Municipal BankNY
    $0
  4. 4
    First Bank of OhioOH
    $0
  5. 5
    Campus State BankIL
    $0
  6. 6
    Transact Bank, National AssociationCO
    $0
  7. 7
    Piscataqua Savings BankNH
    $0
  8. 8
    Stafford Savings BankCT
    $0
  9. 9
    JPMorgan Chase Bank, DearbornMI
    $0
  10. 10
    The Bank of New York Mellon Trust Company, National AssociationCA
    $0

Highest reported values

  1. 1
    Bank of America, National AssociationNC
    $314B
  2. 2
    JPMorgan Chase Bank, National AssociationOH
    $238B
  3. 3
    Wells Fargo Bank, National AssociationSD
    $198B
  4. 4
    Citibank, National AssociationSD
    $165B
  5. 5
    PNC Bank, National AssociationDE
    $111B
  6. 6
    U.S. Bank National AssociationOH
    $89.6B
  7. 7
    Truist BankNC
    $77B
  8. 8
    Fifth Third Bank, National AssociationOH
    $68.4B
  9. 9
    The Huntington National BankOH
    $53.3B
  10. 10
    American Express National BankUT
    $48.3B

Continue exploring

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Owner-Occupied CRE LoansOwner-Occupied CRE ShareNonowner-Occupied CRE LoansNonowner-Occupied CRE ShareMultifamily Real Estate Loans