BDI

capital

CBLR Election Flag

Indicates whether the bank elects the Community Bank Leverage Ratio framework.

As of Q1 2026FDICCBLRINDSource retrieved 2026-08-01

National median

0

Middle half

01

Direction

Context dependent

What it means

Why this metric matters

Qualifying community banks may use the simpler leverage framework instead of reporting all risk-based requirements. The flag changes how capital compliance should be interpreted.

How it is calculated

Formula and source fields

(extended ->> 'CBLRIND')::numeric

Source field: CBLRIND. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

0

25th percentile

0

Median

0

75th percentile

1

90th percentile

1
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    0
  2. 2
    AuburnBankAL
    0
  3. 3
    Robertson Banking CompanyAL
    0
  4. 4
    United BankAL
    0
  5. 5
    Generations BankAR
    0
  6. 6
    Signature Bank of ArkansasAR
    0
  7. 7
    Riverside BankAR
    0
  8. 8
    Bank of Cave CityAR
    0
  9. 9
    Bank OZKAR
    0
  10. 10
    Seacoast National BankFL
    0

Highest reported values

  1. 1
    Bank of Little RockAR
    1
  2. 2
    5Star BankCO
    1
  3. 3
    The Bank of LandisburgPA
    1
  4. 4
    Winchester Savings BankMA
    1
  5. 5
    Webster Five Cents Savings BankMA
    1
  6. 6
    The Savings BankMA
    1
  7. 7
    Seamen's BankMA
    1
  8. 8
    North Brookfield Savings BankMA
    1
  9. 9
    Monson Savings BankMA
    1
  10. 10
    Pentucket BankMA
    1

Continue exploring

Related metrics

Total Risk-Based Capital RatioTier 1 Risk-Based Capital RatioCommon Equity Tier 1 RatioTier 1 Leverage RatioEquity to Assets