BDI

loan mix

1–4 Family Residential Loans

Closed-end loans secured by one-to-four-family residential properties.

As of Q1 2026FDICLNRERESSource retrieved 2026-08-01

National median

$64.9M

Middle half

$23.9M$171M

Direction

Context dependent

What it means

Why this metric matters

Residential mortgages usually diversify a commercial loan book but introduce rate and housing-market exposure. Loan structure and geography affect the risk.

How it is calculated

Formula and source fields

LNRERES

Source field: LNRERES. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$6.25M

25th percentile

$23.9M

Median

$64.9M

75th percentile

$171M

90th percentile

$480M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    $0
  2. 2
    Western Dakota BankSD
    $0
  3. 3
    Commercial State BankNE
    $0
  4. 4
    The Lamesa National BankTX
    $0
  5. 5
    The First National Bank of GordonNE
    $0
  6. 6
    The Farmers State Bank of TurtonSD
    $0
  7. 7
    WSB Municipal BankNY
    $0
  8. 8
    Grant County State BankND
    $0
  9. 9
    First Bank of OhioOH
    $0
  10. 10
    Nebraska State BankNE
    $0

Highest reported values

  1. 1
    JPMorgan Chase Bank, National AssociationOH
    $322B
  2. 2
    Bank of America, National AssociationNC
    $255B
  3. 3
    Wells Fargo Bank, National AssociationSD
    $233B
  4. 4
    U.S. Bank National AssociationOH
    $134B
  5. 5
    Citibank, National AssociationSD
    $123B
  6. 6
    Morgan Stanley Private Bank, National AssociationNY
    $73.5B
  7. 7
    PNC Bank, National AssociationDE
    $69.3B
  8. 8
    Truist BankNC
    $67.8B
  9. 9
    Citizens Bank, National AssociationRI
    $55.7B
  10. 10
    The Huntington National BankOH
    $47.3B

Continue exploring

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Owner-Occupied CRE LoansOwner-Occupied CRE ShareNonowner-Occupied CRE LoansNonowner-Occupied CRE ShareMultifamily Real Estate Loans