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BDI
BF

Blue Foundry Bank

Rutherford, New JerseyFDIC Cert #30052

STATEEstablished 193921 branches

Holding company: BLUE FOUNDRY BCORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$113M
Investor CRE$196M
Multifamily$634M
Construction$66.6M
1–4 family$541M
C&I$24.1M
Agriculture$0
Other$116M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.69B
+4.0%y/y
Percentile by value82nd percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$1.68B
+4.0%y/y
Percentile by value82nd percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
+3.97%
−15.2%y/y
Percentile by value39th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
108.5%
−3.8%y/y
Percentile by value95th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
78.6%
+1.7%y/y
Percentile by value75th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
93.11%
−4.5%y/y
Percentile by value73rd percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
289%
−6.9%y/y
Percentile by value78th percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
21%
−30.4%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,628points
−9.1%y/y
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
6.68%
+18.8%y/y
Percentile by value18th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
11.59%
−4.2%y/y
Percentile by value23rd percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
1.43%
+28.3%y/y
Percentile by value5th percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR