First Westroads Bank, Inc.

Omaha, NebraskaFDIC Cert #19742

STATEEstablished 19672 branches

Holding company: AMERIWEST CORPRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$29.4M
Investor CRE	$59.6M
Multifamily	$40M
Construction	$59.9M
1–4 family	$32M
C&I	$39.2M
Agriculture	$656K
Other	$297K

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$261M

+8.7%y/y

Percentile by value27th percentileby value

FDICLNLSGR

Net loans

$256M

+8.6%y/y

Percentile by value27th percentileby value

FDICLNLSNET

Loans YoY

+8.64%

−6.7%y/y

Percentile by value65th percentileby value

FDICLNLSNET

L/D

78.3%

+7.2%y/y

Percentile by value45th percentileby value

FDICLNLSNET + DEP

Loans/assets

66.6%

+4.5%y/y

Percentile by value42nd percentileby value

FDICLNLSNET + ASSET

RE loans %

85.76%

−0.5%y/y

Percentile by value51st percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

1,786points

+0.9%y/y

Peer standing77th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

11.24%

−10.7%y/y

Percentile by value45th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

22.84%

−9.9%y/y

Percentile by value77th percentileby value

FDICLNRENROT + LNLSGR

C&I %

15.02%

+2.4%y/y

Percentile by value78th percentileby value

FDICLNCI + LNLSGR