$48.7M
+7.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRKB
Kinmundy Bank
Kinmundy, IllinoisFDIC Cert #3805
STATEEstablished 19021 branch
Holding company: SOUTH CENTRAL BCORP INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.71M |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $19.7M |
| C&I | $3.37M |
| Agriculture | $8.48M |
| Other | $12.4M |
Loan book
Reported balances and balance-sheet intensity.
$48.3M
+7.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+6.98%
+353.6%y/y
Percentile by value68th percentileby value
FDIC
LNLSNET73.9%
−2.1%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET + DEP63.4%
−2.6%y/y
Percentile by value66th percentileby value
FDIC
LNLSNET + ASSET60.38%
+4.0%y/y
Percentile by value37th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
Percentile by value0th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,936points
+9.3%y/y
Peer standing81st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD9.66%
+4.9%y/y
Percentile by value75th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR6.91%
−0.9%y/y
Percentile by value39th percentileby value
FDIC
LNCI + LNLSGR