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BDI
MI

Midwest Independent BankersBank

Jefferson City, MissouriFDIC Cert #25849

STATEEstablished 19852 branches

Holding company: MIDWEST IND BANCSHARES INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$27.5M
Investor CRE$31.9M
Multifamily$22.1M
Construction$16.4M
1–4 family$11.4M
C&I$4.45M
Agriculture$9.06M
Other$135M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$258M
+3.3%y/y
Percentile by value27th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$254M
+3.3%y/y
Percentile by value26th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+3.27%
−85.0%y/y
Percentile by value35th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
93.1%
−7.1%y/y
Percentile by value80th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
74.7%
+1.6%y/y
Percentile by value67th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
44.61%
−0.3%y/y
Percentile by value3rd percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
130%
+5.8%y/y
Percentile by value39th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
30%
+46.2%y/y
Percentile by value42nd percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
410points
−9.4%y/y
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
10.64%
−18.7%y/y
Percentile by value42nd percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
12.37%
−9.5%y/y
Percentile by value45th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
1.73%
+34.4%y/y
Percentile by value6th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR