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BDI
NB

Nano Banc

Irvine, CaliforniaFDIC Cert #58590

STATEEstablished 20071 branch

Holding company: NANO FINANCIAL HOLDINGS INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.56%
−7.1%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
20.56%
+1,062.4%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
20.56%
+1,062.4%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
12.20%
+947.9%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$105M
+803.9%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.32%
−66.4%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$468K
−70.8%y/y
Peer standing5th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.55%
−31.8%y/y
Percentile by value98th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$13M
−27.7%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$105M
+803.9%y/y
Peer standing0th percentile
Peer standing in asset:300m_1b
FDICNAASSET