$510M
−22.2%y/y
Percentile by value80th percentileby value
FDIC
LNLSGRNB
Nano Banc
Irvine, CaliforniaFDIC Cert #58590
STATEEstablished 20071 branch
Holding company: NANO FINANCIAL HOLDINGS INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.66M |
| Investor CRE | $128M |
| Multifamily | $94.3M |
| Construction | $42.9M |
| 1–4 family | $130M |
| C&I | $40.8M |
| Agriculture | $0 |
| Other | $71.1M |
Loan book
Reported balances and balance-sheet intensity.
$497M
−21.3%y/y
Percentile by value79th percentileby value
FDIC
LNLSNET−21.28%
−123.3%y/y
Percentile by value0th percentileby value
FDIC
LNLSNET62.9%
−13.3%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET + DEP57.8%
−8.7%y/y
Percentile by value22nd percentileby value
FDIC
LNLSNET + ASSET80.34%
+2.1%y/y
Percentile by value37th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
460%
+48.5%y/y
Percentile by value99th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC74%
+139.3%y/y
Percentile by value80th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,764points
−20.1%y/y
Peer standing78th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.52%
+26.8%y/y
Percentile by value3rd percentileby value
FDIC
LNRENROW + LNLSGR25.18%
−19.0%y/y
Percentile by value82nd percentileby value
FDIC
LNRENROT + LNLSGR8.01%
−60.5%y/y
Percentile by value41st percentileby value
FDIC
LNCI + LNLSGR