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Pinnacle Bank - Wyoming

Cody, WyomingFDIC Cert #2232

STATEEstablished 191815 branches

Holding company: PINNACLE BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$120M
Investor CRE$233M
Multifamily$26.8M
Construction$57.6M
1–4 family$194M
C&I$69.5M
Agriculture$223M
Other$8.71M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$933M
+10.9%y/y
Percentile by value37th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$921M
+11.0%y/y
Percentile by value38th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
+10.96%
+296.1%y/y
Percentile by value76th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
80.4%
+11.6%y/y
Percentile by value36th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
72.3%
+12.0%y/y
Percentile by value48th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
87.04%
+2.5%y/y
Percentile by value55th percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
219%
+28.0%y/y
Percentile by value47th percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
40%
+72.0%y/y
Percentile by value42nd percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,660points
+0.5%y/y
Peer standing79th percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.84%
−8.4%y/y
Percentile by value55th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
24.98%
+11.7%y/y
Percentile by value71st percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
7.46%
−10.2%y/y
Percentile by value34th percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR