$1.27B
−0.9%y/y
Percentile by value31st percentileby value
FDIC
ASSETPB
Pinnacle Bank - Wyoming
Cody, WyomingFDIC Cert #2232
STATEEstablished 191815 branches
Holding company: PINNACLE BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportPinnacle Bank - Wyoming reported $1.27B in total assets. Deposits declined 0.54% over the prior year.
Return on assets was 1.64%, compared with an asset-peer median of 1.16%. The leverage ratio was 10.28%.
- Why is Total Assets below asset peers?
- Why is Efficiency Ratio below asset peers?
- Why is Noncurrent Loan Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$1.15B
−0.5%y/y
Percentile by value39th percentileby value
FDIC
DEP$921M
+11.0%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET1.64%
+61 bpsy/y
Peer standing77th percentile
FDIC
NETINC + ROA47.97%
−1,150 bpsy/y
Peer standing85th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.28%
+30 bpsy/y
Peer standing46th percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.26B | $1.13B |
| Q3 2021 | $1.3B | $1.17B |
| Q4 2021 | $1.33B | $1.19B |
| Q1 2022 | $1.29B | $1.18B |
| Q2 2022 | $1.28B | $1.17B |
| Q3 2022 | $1.3B | $1.2B |
| Q4 2022 | $1.26B | $1.17B |
| Q1 2023 | $1.27B | $1.16B |
| Q2 2023 | $1.28B | $1.12B |
| Q3 2023 | $1.3B | $1.18B |
| Q4 2023 | $1.31B | $1.19B |
| Q1 2024 | $1.36B | $1.16B |
| Q2 2024 | $1.36B | $1.15B |
| Q3 2024 | $1.3B | $1.17B |
| Q4 2024 | $1.31B | $1.18B |
| Q1 2025 | $1.29B | $1.15B |
| Q2 2025 | $1.27B | $1.14B |
| Q3 2025 | $1.29B | $1.16B |
| Q4 2025 | $1.33B | $1.2B |
| Q1 2026 | $1.27B | $1.15B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $120M |
| Investor CRE | $233M |
| Multifamily | $26.8M |
| Construction | $57.6M |
| 1–4 family | $194M |
| C&I | $69.5M |
| Agriculture | $223M |
| Other | $8.71M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.64%77th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE17.41%84th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY3.87%64th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR47.97%85th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP−0.54%15th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET+10.96%76th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.27%70th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ10.28%46th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.90%87th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC219%47th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.64%74th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.53%Median 1.22%90th 2.01%Observations 24
ROE
FDIC
NETINC + ROE17.41%74th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.69%Median 12.82%90th 22.31%Observations 24
NIM
FDIC
NIM + NIMY3.87%43rd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.33%Median 4.02%90th 4.82%Observations 24
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR47.97%91st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 48.13%Median 65.17%90th 89.45%Observations 24
Deposits YoY
FDIC
DEP−0.54%13th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.02%Median +4.72%90th +10.60%Observations 24
Loans YoY
FDIC
LNLSNET+10.96%65th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.87%Median +6.96%90th +20.19%Observations 24
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.27%43rd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.27%90th 0.84%Observations 24
Leverage
FDIC
RBC1AAJ10.28%48th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.30%Median 10.35%90th 11.99%Observations 24
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.90%57th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.00%Median 2.07%90th 2.78%Observations 24
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC219%79th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 40%Median 162%90th 257%Observations 15
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 15 branches
- Headquarters
- Cody, WY
FDIC
OFFDOMOpen the Wyoming dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data