$996M
−0.8%y/y
Percentile by value42nd percentileby value
FDIC
LNLSGRBB
The National Bank of Blacksburg
Blacksburg, VirginiaFDIC Cert #6821
OCCEstablished 189128 branches
Holding company: NATIONAL BANKSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $119M |
| Investor CRE | $185M |
| Multifamily | $141M |
| Construction | $53.3M |
| 1–4 family | $332M |
| C&I | $41.3M |
| Agriculture | $7.92M |
| Other | $116M |
Loan book
Reported balances and balance-sheet intensity.
$986M
−0.8%y/y
Percentile by value42nd percentileby value
FDIC
LNLSNET−0.75%
−104.6%y/y
Percentile by value13th percentileby value
FDIC
LNLSNET59.7%
+0.6%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET + DEP54.0%
−0.4%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET + ASSET87.07%
−0.2%y/y
Percentile by value55th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
183%
−7.4%y/y
Percentile by value33rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC26%
+21.6%y/y
Percentile by value25th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,853points
+1.9%y/y
Peer standing66th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.97%
−7.0%y/y
Percentile by value50th percentileby value
FDIC
LNRENROW + LNLSGR18.60%
−6.0%y/y
Percentile by value51st percentileby value
FDIC
LNRENROT + LNLSGR4.15%
−3.5%y/y
Percentile by value16th percentileby value
FDIC
LNCI + LNLSGR