The Samson Banking Company, Inc.

Samson, AlabamaFDIC Cert #16185

STATEEstablished 19302 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$2.03M
Investor CRE	$0
Multifamily	$267K
Construction	$2.26M
1–4 family	$23.7M
C&I	$2.98M
Agriculture	$4.78M
Other	$3.97M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$39.9M

−5.5%y/y

Percentile by value3rd percentileby value

FDICLNLSGR

Net loans

$39.4M

−5.4%y/y

Percentile by value3rd percentileby value

FDICLNLSNET

Loans YoY

−5.35%

−214.8%y/y

Percentile by value7th percentileby value

FDICLNLSNET

L/D

38.2%

−6.4%y/y

Percentile by value5th percentileby value

FDICLNLSNET + DEP

Loans/assets

32.5%

−7.2%y/y

Percentile by value5th percentileby value

FDICLNLSNET + ASSET

RE loans %

85.09%

+11.8%y/y

Percentile by value60th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

3,765points

+13.8%y/y

Peer standing16th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

5.08%

−11.7%y/y

Percentile by value31st percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROT + LNLSGR

C&I %

7.46%

−29.2%y/y

Percentile by value39th percentileby value

FDICLNCI + LNLSGR