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BDI
TS

Tioga-Franklin Savings Bank

Philadelphia, PennsylvaniaFDIC Cert #33802

STATEEstablished 18731 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$4.67M
Investor CRE$13.5M
Multifamily$1.93M
Construction$1.23M
1–4 family$23.8M
C&I$13.8M
Agriculture$0
Other

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$58.8M
+9.4%y/y
Percentile by value87th percentileby value
Peer standing in asset:lt_100m
FDICLNLSGR
Net loans
$57.8M
+10.0%y/y
Percentile by value87th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
Loans YoY
+10.04%
+159.1%y/y
Percentile by value79th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
L/D
87.5%
+4.0%y/y
Percentile by value83rd percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET + DEP
Loans/assets
83.7%
+7.2%y/y
Percentile by value95th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET + ASSET
RE loans %
79.82%
−14.2%y/y
Percentile by value65th percentileby value
Peer standing in asset:lt_100m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
569%
+22.9%y/y
Percentile by value100th percentileby value
Peer standing in asset:lt_100m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
42%
+19.3%y/y
Percentile by value89th percentileby value
Peer standing in asset:lt_100m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,810points
−14.5%y/y
Peer standing46th percentile
Peer standing in asset:lt_100m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
7.95%
+6.6%y/y
Percentile by value69th percentileby value
Peer standing in asset:lt_100m
FDICLNRENROW + LNLSGR
Investor CRE %
23.02%
−3.1%y/y
Percentile by value94th percentileby value
Peer standing in asset:lt_100m
FDICLNRENROT + LNLSGR
C&I %
23.51%
+83.6%y/y
Percentile by value86th percentileby value
Peer standing in asset:lt_100m
FDICLNCI + LNLSGR