BDI

loan mix

Home Equity Lines of Credit

Revolving open-end loans secured by one-to-four-family residential property.

As of Q1 2026FDICLNRELOCSource retrieved 2026-08-01

National median

$3.76M

Middle half

$77K$16.4M

Direction

Context dependent

What it means

Why this metric matters

HELOC balances combine consumer behavior with housing collateral. Utilization and credit performance can change as household finances tighten.

How it is calculated

Formula and source fields

LNRELOC

Source field: LNRELOC. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$0

25th percentile

$77K

Median

$3.76M

75th percentile

$16.4M

90th percentile

$53.4M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    $0
  2. 2
    Peoples Exchange BankAL
    $0
  3. 3
    Warren Bank and Trust CompanyAR
    $0
  4. 4
    The Merchants & Planters BankAR
    $0
  5. 5
    Horatio State BankAR
    $0
  6. 6
    Talbot State BankGA
    $0
  7. 7
    The Merchants & Citizens BankGA
    $0
  8. 8
    Pocahontas State BankIA
    $0
  9. 9
    First Security BankIA
    $0
  10. 10
    Jackson County BankKY
    $0

Highest reported values

  1. 1
    Bank of America, National AssociationNC
    $26.5B
  2. 2
    PNC Bank, National AssociationDE
    $21.9B
  3. 3
    Citizens Bank, National AssociationRI
    $19.3B
  4. 4
    JPMorgan Chase Bank, National AssociationOH
    $13.9B
  5. 5
    U.S. Bank National AssociationOH
    $11B
  6. 6
    Wells Fargo Bank, National AssociationSD
    $10B
  7. 7
    Truist BankNC
    $9.64B
  8. 8
    The Huntington National BankOH
    $9.46B
  9. 9
    TD Bank, National AssociationDE
    $7.29B
  10. 10
    Fifth Third Bank, National AssociationOH
    $6.25B

Continue exploring

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