Thomaston Savings Bank

Thomaston, ConnecticutFDIC Cert #18258

STATEEstablished 187416 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$201M
Investor CRE	$339M
Multifamily	$86.7M
Construction	$78.9M
1–4 family	$537M
C&I	$143M
Agriculture	$3.2M
Other	$38.9M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$1.43B

+7.9%y/y

Percentile by value71st percentileby value

FDICLNLSGR

Net loans

$1.41B

+7.9%y/y

Percentile by value71st percentileby value

FDICLNLSNET

Loans YoY

+7.86%

+61.6%y/y

Percentile by value62nd percentileby value

FDICLNLSNET

L/D

84.8%

+4.0%y/y

Percentile by value48th percentileby value

FDICLNLSNET + DEP

Loans/assets

74.1%

+4.0%y/y

Percentile by value56th percentileby value

FDICLNLSNET + ASSET

RE loans %

92.44%

+0.5%y/y

Percentile by value71st percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

2,371points

−8.4%y/y

Peer standing34th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

14.05%

+12.3%y/y

Percentile by value63rd percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

23.75%

−6.6%y/y

Percentile by value67th percentileby value

FDICLNRENROT + LNLSGR

C&I %

10.04%

+1.4%y/y

Percentile by value50th percentileby value

FDICLNCI + LNLSGR