$1.91B
+3.7%y/y
Percentile by value68th percentileby value
FDIC
ASSETTS
Thomaston Savings Bank
Thomaston, ConnecticutFDIC Cert #18258
STATEEstablished 187416 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportThomaston Savings Bank reported $1.91B in total assets. Deposits grew 3.76% over the prior year.
Return on assets was 1.04%, compared with an asset-peer median of 1.16%. The leverage ratio was 10.43%.
- Why is Total Assets above asset peers?
- Why is Deposit Growth, Year over Year below asset peers?
- Why is Tier 1 Leverage Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$1.67B
+3.8%y/y
Percentile by value71st percentileby value
FDIC
DEP$1.41B
+7.9%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET1.04%
+44 bpsy/y
Peer standing40th percentile
FDIC
NETINC + ROA61.16%
−1,512 bpsy/y
Peer standing51st percentile
FDIC
NONIX + NIM + NONII + EEFFR10.43%
+50 bpsy/y
Peer standing49th percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.51B | $1.35B |
| Q3 2021 | $1.59B | $1.43B |
| Q4 2021 | $1.6B | $1.43B |
| Q1 2022 | $1.6B | $1.47B |
| Q2 2022 | $1.58B | $1.46B |
| Q3 2022 | $1.58B | $1.48B |
| Q4 2022 | $1.62B | $1.46B |
| Q1 2023 | $1.66B | $1.47B |
| Q2 2023 | $1.72B | $1.51B |
| Q3 2023 | $1.76B | $1.55B |
| Q4 2023 | $1.79B | $1.56B |
| Q1 2024 | $1.8B | $1.58B |
| Q2 2024 | $1.82B | $1.6B |
| Q3 2024 | $1.84B | $1.6B |
| Q4 2024 | $1.83B | $1.6B |
| Q1 2025 | $1.84B | $1.61B |
| Q2 2025 | $1.86B | $1.62B |
| Q3 2025 | $1.86B | $1.62B |
| Q4 2025 | $1.91B | $1.66B |
| Q1 2026 | $1.91B | $1.67B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $201M |
| Investor CRE | $339M |
| Multifamily | $86.7M |
| Construction | $78.9M |
| 1–4 family | $537M |
| C&I | $143M |
| Agriculture | $3.2M |
| Other | $38.9M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.04%40th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE11.44%48th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY3.40%34th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.16%51st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+3.76%44th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET+7.86%62nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%41st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ10.43%49th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.43%60th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.04%85th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.21%Median 0.73%90th 1.36%Observations 27
ROE
FDIC
NETINC + ROE11.44%92nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.77%Median 7.05%90th 11.04%Observations 27
NIM
FDIC
NIM + NIMY3.40%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.61%Median 3.40%90th 4.21%Observations 27
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.16%81st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 52.76%Median 73.60%90th 90.29%Observations 27
Deposits YoY
FDIC
DEP+3.76%38th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.93%Median +5.41%90th +21.94%Observations 27
Loans YoY
FDIC
LNLSNET+7.86%62nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.78%Median +7.63%90th +17.16%Observations 27
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%38th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.11%Median 0.47%90th 1.57%Observations 27
Leverage
FDIC
RBC1AAJ10.43%54th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.45%Median 10.32%90th 15.04%Observations 27
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.43%42nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.78%Median 2.39%90th 3.64%Observations 27
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 69%Median 247%90th 323%Observations 17
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.04%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.49%Median 0.82%90th 1.01%Observations 11
ROE
FDIC
NETINC + ROE11.44%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.69%Median 7.05%90th 8.75%Observations 11
NIM
FDIC
NIM + NIMY3.40%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.78%Median 3.40%90th 3.82%Observations 11
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.16%90th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 61.16%Median 73.49%90th 80.98%Observations 11
Deposits YoY
FDIC
DEP+3.76%40th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +1.01%Median +4.07%90th +22.25%Observations 11
Loans YoY
FDIC
LNLSNET+7.86%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +3.15%Median +7.86%90th +23.00%Observations 11
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.65%30th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.11%Median 0.56%90th 1.42%Observations 11
Leverage
FDIC
RBC1AAJ10.43%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.11%Median 10.43%90th 14.27%Observations 11
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.43%40th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.05%Median 2.43%90th 3.03%Observations 11
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 100%Median 247%90th 297%Observations 7
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 16 branches
- Headquarters
- Thomaston, CT
FDIC
OFFDOMOpen the Connecticut dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data