$138M
+2.6%y/y
Percentile by value23rd percentileby value
FDIC
ASSETAF
Abbeville First Bank, SSB
Abbeville, South CarolinaFDIC Cert #30619
STATEEstablished 19072 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportAbbeville First Bank, SSB reported $138M in total assets. Deposits grew 0.60% over the prior year.
Return on assets was 0.84%, compared with an asset-peer median of 1.18%. The leverage ratio was 10.24%.
- Why is Total Assets below asset peers?
- Why is Tier 1 Leverage Ratio below asset peers?
- Why is Efficiency Ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$113M
+0.6%y/y
Percentile by value22nd percentileby value
FDIC
DEP$89M
+11.1%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET0.84%
−7 bpsy/y
Peer standing30th percentile
FDIC
NETINC + ROA73.73%
+504 bpsy/y
Peer standing29th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.24%
+51 bpsy/y
Peer standing34th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,247 banks from $100 million to $300 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $99.2M | $82M |
| Q3 2021 | $103M | $85.3M |
| Q4 2021 | $101M | $84.5M |
| Q1 2022 | $105M | $89M |
| Q2 2022 | $104M | $91M |
| Q3 2022 | $108M | $95.4M |
| Q4 2022 | $117M | $104M |
| Q1 2023 | $116M | $103M |
| Q2 2023 | $116M | $102M |
| Q3 2023 | $121M | $105M |
| Q4 2023 | $123M | $105M |
| Q1 2024 | $125M | $106M |
| Q2 2024 | $125M | $106M |
| Q3 2024 | $128M | $106M |
| Q4 2024 | $128M | $106M |
| Q1 2025 | $134M | $113M |
| Q2 2025 | $132M | $110M |
| Q3 2025 | $133M | $110M |
| Q4 2025 | $137M | $113M |
| Q1 2026 | $138M | $113M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $10.1M |
| Investor CRE | $521K |
| Multifamily | $3.88M |
| Construction | $4.27M |
| 1–4 family | $62.6M |
| C&I | $2.49M |
| Agriculture | $0 |
| Other | $5.93M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.84%30th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDIC
NETINC + ROE9.83%43rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDIC
NIM + NIMY3.72%41st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR73.73%29th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDIC
DEP+0.60%26th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDIC
LNLSNET+11.05%77th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.60%40th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDIC
RBC1AAJ10.24%34th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.82%Median 11.12%90th 16.44%Observations 1,247
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.31%48th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 13%Median 92%90th 236%Observations 588
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.84%37th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.26%Median 1.10%90th 1.67%Observations 44
ROE
FDIC
NETINC + ROE9.83%42nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.31%Median 10.54%90th 16.58%Observations 44
NIM
FDIC
NIM + NIMY3.72%58th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.89%Median 3.64%90th 4.43%Observations 44
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR73.73%30th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 48.49%Median 63.35%90th 89.42%Observations 44
Deposits YoY
FDIC
DEP+0.60%21st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.16%Median +4.25%90th +13.78%Observations 44
Loans YoY
FDIC
LNLSNET+11.05%77th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.29%Median +6.51%90th +13.42%Observations 44
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.60%30th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.25%90th 0.87%Observations 44
Leverage
FDIC
RBC1AAJ10.24%47th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.98%Median 10.54%90th 15.70%Observations 44
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.31%44th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.20%Median 2.16%90th 3.26%Observations 44
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 67%Median 148%90th 269%Observations 32
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.84%89th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.17%Median 0.66%90th 0.90%Observations 10
ROE
FDIC
NETINC + ROE9.83%89th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.93%Median 7.30%90th 10.25%Observations 10
NIM
FDIC
NIM + NIMY3.72%56th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.27%Median 3.40%90th 4.61%Observations 10
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR73.73%78th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 71.50%Median 78.32%90th 91.58%Observations 10
Deposits YoY
FDIC
DEP+0.60%22nd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −0.27%Median +3.41%90th +8.06%Observations 10
Loans YoY
FDIC
LNLSNET+11.05%100th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.14%Median +5.47%90th +9.97%Observations 10
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.60%22nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.33%90th 0.69%Observations 10
Leverage
FDIC
RBC1AAJ10.24%33rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.23%Median 10.86%90th 21.50%Observations 10
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.31%22nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.25%Median 1.85%90th 3.22%Observations 10
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 39%Median 82%90th 161%Observations 5
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 2 branches
- Headquarters
- Abbeville, SC
FDIC
OFFDOMOpen the South Carolina dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data