$792M
+2.6%y/y
Percentile by value84th percentileby value
FDIC
ASSETBB
Bank of Bridger, National Association
Bridger, MontanaFDIC Cert #2224
OCCEstablished 190612 branches
Holding company: BRIDGER CO THERegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportBank of Bridger, National Association reported $792M in total assets. Deposits grew 1.48% over the prior year.
Return on assets was 0.90%, compared with an asset-peer median of 1.22%. The leverage ratio was 10.02%.
- Why is Total Assets above asset peers?
- Why is CRE Concentration to Capital below asset peers?
- Why is Tier 1 Leverage Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$720M
+1.5%y/y
Percentile by value90th percentileby value
FDIC
DEP$365M
+5.9%y/y
Percentile by value56th percentileby value
FDIC
LNLSNET0.90%
+25 bpsy/y
Peer standing30th percentile
FDIC
NETINC + ROA60.30%
−812 bpsy/y
Peer standing56th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.02%
+31 bpsy/y
Peer standing37th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $720M | $637M |
| Q3 2021 | $725M | $646M |
| Q4 2021 | $755M | $679M |
| Q1 2022 | $750M | $692M |
| Q2 2022 | $757M | $707M |
| Q3 2022 | $750M | $707M |
| Q4 2022 | $768M | $708M |
| Q1 2023 | $763M | $697M |
| Q2 2023 | $752M | $671M |
| Q3 2023 | $740M | $682M |
| Q4 2023 | $734M | $672M |
| Q1 2024 | $742M | $690M |
| Q2 2024 | $743M | $686M |
| Q3 2024 | $757M | $682M |
| Q4 2024 | $775M | $719M |
| Q1 2025 | $772M | $710M |
| Q2 2025 | $806M | $740M |
| Q3 2025 | $801M | $730M |
| Q4 2025 | $799M | $703M |
| Q1 2026 | $792M | $720M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $57.7M |
| Investor CRE | $15.7M |
| Multifamily | $2.18M |
| Construction | $14.2M |
| 1–4 family | $105M |
| C&I | $28.8M |
| Agriculture | $129M |
| Other | $18.2M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.90%30th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE10.48%39th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY3.13%15th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.30%56th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP+1.48%31st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET+5.86%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%29th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ10.02%37th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.22%63rd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC37%8th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.90%12th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.89%Median 1.37%90th 2.59%Observations 35
ROE
FDIC
NETINC + ROE10.48%26th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 8.05%Median 13.69%90th 22.11%Observations 35
NIM
FDIC
NIM + NIMY3.13%6th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.22%Median 4.12%90th 5.03%Observations 35
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.30%44th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 40.48%Median 56.50%90th 74.20%Observations 35
Deposits YoY
FDIC
DEP+1.48%24th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.59%Median +6.71%90th +13.73%Observations 35
Loans YoY
FDIC
LNLSNET+5.86%58th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.80%Median +4.29%90th +15.08%Observations 34
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%42nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.72%90th 3.10%Observations 34
Leverage
FDIC
RBC1AAJ10.02%41st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.24%Median 10.21%90th 15.10%Observations 35
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.22%62nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.61%Median 2.26%90th 2.87%Observations 35
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC37%15th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 27%Median 163%90th 265%Observations 21
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.90%0th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.96%Median 1.30%90th 2.00%Observations 7
ROE
FDIC
NETINC + ROE10.48%0th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 10.58%Median 14.52%90th 21.00%Observations 7
NIM
FDIC
NIM + NIMY3.13%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.14%Median 4.06%90th 4.58%Observations 7
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.30%67th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 37.39%Median 65.24%90th 70.42%Observations 7
Deposits YoY
FDIC
DEP+1.48%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.88%Median +1.48%90th +9.73%Observations 7
Loans YoY
FDIC
LNLSNET+5.86%67th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −6.09%Median −1.32%90th +12.30%Observations 7
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%17th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.52%90th 0.93%Observations 7
Leverage
FDIC
RBC1AAJ10.02%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.13%Median 10.02%90th 10.96%Observations 7
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.22%83rd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.19%Median 2.33%90th 3.14%Observations 7
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC37%20th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 32%Median 191%90th 226%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 12 branches
- Headquarters
- Bridger, MT
FDIC
OFFDOMOpen the Montana dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data