$1.85B
+9.5%y/y
Percentile by value66th percentileby value
FDIC
ASSETBN
Bank of New England
Salem, New HampshireFDIC Cert #24540
STATEEstablished 19839 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportBank of New England reported $1.85B in total assets. Deposits grew 10.30% over the prior year.
Return on assets was 2.14%, compared with an asset-peer median of 1.16%. The leverage ratio was 15.87%.
- Why is Efficiency Ratio below asset peers?
- Why is Tier 1 Leverage Ratio above asset peers?
- Why is Total Assets above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$1.53B
+10.3%y/y
Percentile by value65th percentileby value
FDIC
DEP$1.56B
+7.8%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET2.14%
+19 bpsy/y
Peer standing93rd percentile
FDIC
NETINC + ROA27.83%
−306 bpsy/y
Peer standing99th percentile
FDIC
NONIX + NIM + NONII + EEFFR15.87%
−91 bpsy/y
Peer standing93rd percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.18B | $996M |
| Q3 2021 | $1.22B | $1.03B |
| Q4 2021 | $1.26B | $1.07B |
| Q1 2022 | $1.24B | $1.04B |
| Q2 2022 | $1.23B | $1.01B |
| Q3 2022 | $1.2B | $966M |
| Q4 2022 | $1.26B | $1.02B |
| Q1 2023 | $1.31B | $1.05B |
| Q2 2023 | $1.35B | $1.09B |
| Q3 2023 | $1.39B | $1.12B |
| Q4 2023 | $1.38B | $1.11B |
| Q1 2024 | $1.43B | $1.16B |
| Q2 2024 | $1.45B | $1.17B |
| Q3 2024 | $1.49B | $1.2B |
| Q4 2024 | $1.53B | $1.23B |
| Q1 2025 | $1.69B | $1.39B |
| Q2 2025 | $1.75B | $1.44B |
| Q3 2025 | $1.81B | $1.48B |
| Q4 2025 | $1.81B | $1.47B |
| Q1 2026 | $1.85B | $1.53B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $165M |
| Investor CRE | $709M |
| Multifamily | $49.3M |
| Construction | $605M |
| 1–4 family | $5.47M |
| C&I | $43.6M |
| Agriculture | $0 |
| Other |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA2.14%93rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE13.12%62nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY4.33%83rd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR27.83%99th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+10.30%79th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET+7.80%61st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.69%39th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ15.87%93rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.21%21st percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA2.14%94th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.17%Median 0.56%90th 1.64%Observations 17
ROE
FDIC
NETINC + ROE13.12%88th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.53%Median 5.90%90th 13.19%Observations 17
NIM
FDIC
NIM + NIMY4.33%100th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.47%Median 3.32%90th 4.04%Observations 17
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR27.83%100th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.63%Median 77.04%90th 89.45%Observations 17
Deposits YoY
FDIC
DEP+10.30%88th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.78%Median +5.19%90th +17.32%Observations 17
Loans YoY
FDIC
LNLSNET+7.80%73rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.27%Median +4.03%90th +21.17%Observations 16
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.69%20th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.10%Median 0.35%90th 1.01%Observations 16
Leverage
FDIC
RBC1AAJ15.87%88th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.66%Median 10.00%90th 15.98%Observations 17
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.21%19th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.41%Median 2.57%90th 3.64%Observations 17
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 105%Median 178%90th 354%Observations 10
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA2.14%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.46%Median 0.56%90th 1.66%Observations 5
ROE
FDIC
NETINC + ROE13.12%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.27%Median 5.93%90th 11.16%Observations 5
NIM
FDIC
NIM + NIMY4.33%100th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.21%Median 3.33%90th 3.93%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR27.83%100th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 39.82%Median 75.20%90th 83.70%Observations 5
Deposits YoY
FDIC
DEP+10.30%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +2.40%Median +3.71%90th +8.59%Observations 5
Loans YoY
FDIC
LNLSNET+7.80%100th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +1.01%Median +1.91%90th +5.59%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.69%25th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.20%Median 0.37%90th 0.70%Observations 5
Leverage
FDIC
RBC1AAJ15.87%100th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.18%Median 10.00%90th 14.23%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.21%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.01%Median 2.39%90th 2.92%Observations 5
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 9 branches
- Headquarters
- Salem, NH
FDIC
OFFDOMOpen the New Hampshire dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data