$1.6B
+4.8%y/y
Percentile by value55th percentileby value
FDIC
ASSETBT
Bank of Travelers Rest
Travelers Rest, South CarolinaFDIC Cert #16389
STATEEstablished 194610 branches
Holding company: TRAVELERS REST BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportBank of Travelers Rest reported $1.6B in total assets. Deposits grew 2.89% over the prior year.
Return on assets was 1.91%, compared with an asset-peer median of 1.16%. The leverage ratio was 10.23%.
- Why is Noncurrent Loan Ratio below asset peers?
- Why is CRE Concentration to Capital below asset peers?
- Why is Deposit Growth, Year over Year below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$1.43B
+2.9%y/y
Percentile by value62nd percentileby value
FDIC
DEP$903M
+5.8%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET1.91%
+55 bpsy/y
Peer standing86th percentile
FDIC
NETINC + ROA60.47%
+32 bpsy/y
Peer standing54th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.23%
+68 bpsy/y
Peer standing44th percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.18B | $1.06B |
| Q3 2021 | $1.22B | $1.1B |
| Q4 2021 | $1.26B | $1.13B |
| Q1 2022 | $1.33B | $1.22B |
| Q2 2022 | $1.34B | $1.25B |
| Q3 2022 | $1.33B | $1.24B |
| Q4 2022 | $1.32B | $1.22B |
| Q1 2023 | $1.33B | $1.23B |
| Q2 2023 | $1.32B | $1.21B |
| Q3 2023 | $1.32B | $1.22B |
| Q4 2023 | $1.35B | $1.23B |
| Q1 2024 | $1.4B | $1.28B |
| Q2 2024 | $1.41B | $1.29B |
| Q3 2024 | $1.41B | $1.28B |
| Q4 2024 | $1.49B | $1.36B |
| Q1 2025 | $1.53B | $1.39B |
| Q2 2025 | $1.51B | $1.37B |
| Q3 2025 | $1.55B | $1.39B |
| Q4 2025 | $1.56B | $1.4B |
| Q1 2026 | $1.6B | $1.43B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $263M |
| Investor CRE | $149M |
| Multifamily | $8.67M |
| Construction | $108M |
| 1–4 family | $237M |
| C&I | $76.2M |
| Agriculture | $826K |
| Other | $72.5M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.91%86th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE21.82%93rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY3.19%23rd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.47%54th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+2.89%38th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET+5.80%49th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.14%82nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ10.23%44th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.00%85th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC153%23rd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.91%95th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.26%Median 1.10%90th 1.67%Observations 44
ROE
FDIC
NETINC + ROE21.82%95th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.31%Median 10.54%90th 16.58%Observations 44
NIM
FDIC
NIM + NIMY3.19%26th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.89%Median 3.64%90th 4.43%Observations 44
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.47%60th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 48.49%Median 63.35%90th 89.42%Observations 44
Deposits YoY
FDIC
DEP+2.89%40th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.16%Median +4.25%90th +13.78%Observations 44
Loans YoY
FDIC
LNLSNET+5.80%44th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.29%Median +6.51%90th +13.42%Observations 44
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.14%65th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.25%90th 0.87%Observations 44
Leverage
FDIC
RBC1AAJ10.23%44th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.98%Median 10.54%90th 15.70%Observations 44
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.00%56th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.20%Median 2.16%90th 3.26%Observations 44
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC153%52nd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 67%Median 148%90th 269%Observations 32
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.91%100th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 1.05%Median 1.15%90th 1.51%Observations 12
ROE
FDIC
NETINC + ROE21.82%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 10.12%Median 12.25%90th 16.70%Observations 12
NIM
FDIC
NIM + NIMY3.19%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.23%Median 3.56%90th 4.16%Observations 12
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.47%36th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.06%Median 59.81%90th 69.10%Observations 12
Deposits YoY
FDIC
DEP+2.89%36th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +1.57%Median +6.74%90th +18.29%Observations 12
Loans YoY
FDIC
LNLSNET+5.80%27th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +1.56%Median +7.51%90th +22.32%Observations 12
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.14%55th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.02%Median 0.14%90th 0.78%Observations 12
Leverage
FDIC
RBC1AAJ10.23%73rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.28%Median 9.62%90th 10.54%Observations 12
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.00%82nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.43%90th 2.94%Observations 12
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC153%27th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 133%Median 239%90th 321%Observations 12
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 10 branches
- Headquarters
- Travelers Rest, SC
FDIC
OFFDOMOpen the South Carolina dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data