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BDI
BB

Busey Bank

Champaign, IllinoisFDIC Cert #16450

STATEEstablished 194681 branches

Holding company: FIRST BUSEY CORPRegulator: FED

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Busey Bank reported $18B in total assets. Deposits grew 47.95% over the prior year.

Return on assets was 1.21%, compared with an asset-peer median of 1.19%. The leverage ratio was 12.14%.

  • Why is Net Loan Growth, Year over Year above asset peers?
  • Why is Deposit Growth, Year over Year above asset peers?
  • Why is Tier 1 Leverage Ratio above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$18B
+50.4%y/y
Percentile by value29th percentileby value
Peer standing in asset:gte_10b
FDICASSET
Deposits
$14.8B
+47.9%y/y
Percentile by value31st percentileby value
Peer standing in asset:gte_10b
FDICDEP
Net loans
$13.3B
+71.4%y/y
Percentile by value33rd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
ROA
1.21%
+52 bpsy/y
Peer standing53rd percentile
Peer standing in asset:gte_10b
FDICNETINC + ROA
Efficiency
61.62%
+440 bpsy/y
Peer standing29th percentile
Peer standing in asset:gte_10b
FDICNONIX + NIM + NONII + EEFFR
Leverage
12.14%
+6 bpsy/y
Peer standing91st percentile
Peer standing in asset:gte_10b
FDICRBC1AAJ

Percentiles compare this bank with 154 banks with $10 billion or more.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$10.9B$9.13B
Q3 2021$12.9B$10.9B
Q4 2021$12.8B$10.8B
Q1 2022$12.5B$10.7B
Q2 2022$12.3B$10.5B
Q3 2022$12.5B$10.7B
Q4 2022$12.3B$10.2B
Q1 2023$12.3B$9.9B
Q2 2023$12.2B$10.2B
Q3 2023$12.2B$10.4B
Q4 2023$12.3B$10.4B
Q1 2024$11.9B$10B
Q2 2024$11.9B$10B
Q3 2024$11.9B$10B
Q4 2024$12B$10.1B
Q1 2025$12B$10B
Q2 2025$18.9B$15.9B
Q3 2025$18.1B$15.2B
Q4 2025$18.1B$15B
Q1 2026$18B$14.8B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$1.44B
Investor CRE$3.03B
Multifamily$1.1B
Construction$1.05B
1–4 family$2.12B
C&I$2.92B
Agriculture$240M
Other$1.56B

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
53rd percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDICNETINC + ROE
29th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDICNIM + NIMY
70th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDICNONIX + NIM + NONII + EEFFR
29th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDICDEP
96th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDICLNLSNET
97th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
83rd percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDICRBC1AAJ
91st percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 7.38%Median 9.94%90th 11.94%Observations 160

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
64th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
67th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 172%90th 301%Observations 154

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
81 branches
Headquarters
Champaign, IL

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data