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BDI
CB

Cattlemens Bank

Altus, OklahomaFDIC Cert #12285

STATEEstablished 19107 branches

Holding company: REEVES BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Cattlemens Bank reported $588M in total assets. Deposits grew 7.24% over the prior year.

Return on assets was 1.17%, compared with an asset-peer median of 1.22%. The leverage ratio was 10.00%.

  • Why is Tier 1 Leverage Ratio below asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?
  • Why is Efficiency Ratio below asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$588M
+8.6%y/y
Percentile by value62nd percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$456M
+7.2%y/y
Percentile by value55th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Net loans
$508M
+7.2%y/y
Percentile by value81st percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
ROA
1.17%
+51 bpsy/y
Peer standing46th percentile
Peer standing in asset:300m_1b
FDICNETINC + ROA
Efficiency
59.42%
−659 bpsy/y
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICNONIX + NIM + NONII + EEFFR
Leverage
10.00%
+50 bpsy/y
Peer standing37th percentile
Peer standing in asset:300m_1b
FDICRBC1AAJ

Percentiles compare this bank with 1,446 banks from $300 million to $1 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$390M$350M
Q3 2021$405M$365M
Q4 2021$426M$381M
Q1 2022$453M$406M
Q2 2022$443M$396M
Q3 2022$461M$380M
Q4 2022$464M$377M
Q1 2023$475M$377M
Q2 2023$490M$375M
Q3 2023$496M$387M
Q4 2023$496M$386M
Q1 2024$517M$400M
Q2 2024$531M$405M
Q3 2024$524M$412M
Q4 2024$524M$412M
Q1 2025$542M$425M
Q2 2025$543M$435M
Q3 2025$556M$437M
Q4 2025$579M$458M
Q1 2026$588M$456M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$84.6M
Investor CRE$114M
Multifamily$52.1M
Construction$14.7M
1–4 family$44.9M
C&I$19M
Agriculture$182M
Other$1.71M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
46th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDICNETINC + ROE
51st percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDICNIM + NIMY
67th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDICNONIX + NIM + NONII + EEFFR
59th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDICDEP
70th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDICLNLSNET
59th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
46th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDICRBC1AAJ
37th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.81%Median 10.64%90th 14.93%Observations 1,449

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
2nd percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
Toggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 44%Median 170%90th 317%Observations 861

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
7 branches
Headquarters
Altus, OK

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data