BDI
CB

Core Bank

Omaha, NebraskaFDIC Cert #34363

STATEEstablished 19965 branches

Holding company: DS HOLDING CO INCRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Core Bank reported $1.08B in total assets. Deposits declined 3.36% over the prior year.

Return on assets was 0.70%, compared with an asset-peer median of 1.16%. The leverage ratio was 9.45%.

  • Why is Total Assets below asset peers?
  • Why is Efficiency Ratio above asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$1.08B
−1.4%y/y
Percentile by value12th percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$878M
−3.4%y/y
Percentile by value7th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Net loans
$886M
−6.3%y/y
Percentile by value32nd percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
ROA
0.70%
+38 bpsy/y
Peer standing19th percentile
Peer standing in asset:1b_3b
FDICNETINC + ROA
Efficiency
77.89%
−1,091 bpsy/y
Peer standing12th percentile
Peer standing in asset:1b_3b
FDICNONIX + NIM + NONII + EEFFR
Leverage
9.45%
+77 bpsy/y
Peer standing23rd percentile
Peer standing in asset:1b_3b
FDICRBC1AAJ

Percentiles compare this bank with 629 banks from $1 billion to $3 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$718M$647M
Q3 2021$773M$698M
Q4 2021$797M$704M
Q1 2022$830M$755M
Q2 2022$831M$708M
Q3 2022$919M$724M
Q4 2022$975M$776M
Q1 2023$1.04B$891M
Q2 2023$1.06B$855M
Q3 2023$1.05B$935M
Q4 2023$1.08B$927M
Q1 2024$1.1B$984M
Q2 2024$1.12B$928M
Q3 2024$1.11B$927M
Q4 2024$1.1B$903M
Q1 2025$1.1B$908M
Q2 2025$1.07B$877M
Q3 2025$1.09B$882M
Q4 2025$1.08B$903M
Q1 2026$1.08B$878M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$99.3M
Investor CRE$186M
Multifamily$139M
Construction$110M
1–4 family$188M
C&I$145M
Agriculture$339K
Other$31.3M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
19th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDICNETINC + ROE
24th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDICNIM + NIMY
17th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDICNONIX + NIM + NONII + EEFFR
12th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDICDEP
7th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDICLNLSNET
4th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
79th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDICRBC1AAJ
23rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 10.50%90th 14.46%Observations 630

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
16th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
94th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 88%Median 225%90th 349%Observations 464

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

5 domestic branches reported in the latest Call Report.

FDICOFFDOM

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data