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BDI
FM

Farmers and Merchants Bank

Milligan, NebraskaFDIC Cert #14275

STATEEstablished 19032 branches

Holding company: FM GROUP INCRegulator: FDIC

FDICCERT + OFFDOMfiled 2026-07-22

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.

As of Q2 2026FDICCall Reportfiled 2026-07-22

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
1.85%
+26.7%y/y
FDICNETINC + ROAfiled 2026-07-22
ROE
16.20%
+33.3%y/y
FDICNETINC + ROEfiled 2026-07-22
Pretax ROA
1.86%
+26.6%y/y
FDICPTAXNETINC + ASSETfiled 2026-07-22
NIM
FDICNIM + NIMYfiled 2026-07-22

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
FDICNONIX + NIM + NONII + EEFFRfiled 2026-07-22
Expense/assets
1.42%
−11.3%y/y
FDICNONIX + ASSETfiled 2026-07-22
Fee share
2.62%
+79.9%y/y
FDICNONII + NIMfiled 2026-07-22
Assets YoY
+14.69%
+4.8%y/y
FDICASSETfiled 2026-07-22
Loans YoY
+17.68%
+33.8%y/y
FDICLNLSNETfiled 2026-07-22

How this bank compares

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