1.22%
+18.9%y/y
FDIC
NETINC + ROAfiled 2026-07-27FF
First Federal Bank
Lake City, FloridaFDIC Cert #31313
OCCEstablished 196130 branches
Holding company: FIRST FEDERAL BCORP MHCRegulator: OCC
FDIC
CERT + OFFDOMfiled 2026-07-27Profitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.
As of Q2 2026FDIC
Call Reportfiled 2026-07-27Returns & margin
Annualized returns and the economics of earning assets and paid funding.
12.02%
+12.6%y/y
FDIC
NETINC + ROEfiled 2026-07-271.50%
+13.9%y/y
FDIC
PTAXNETINC + ASSETfiled 2026-07-27FDIC
NIM + NIMYfiled 2026-07-27FDIC
INTINCYfiled 2026-07-272.32%
−7.0%y/y
FDIC
EINTEXP + DEPIDOMfiled 2026-07-27Efficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
FDIC
NONIX + NIM + NONII + EEFFRfiled 2026-07-272.99%
+3.3%y/y
FDIC
NONIX + ASSETfiled 2026-07-2732.81%
+2.0%y/y
FDIC
NONII + NIMfiled 2026-07-27+6.94%
+2,965.2%y/y
FDIC
ASSETfiled 2026-07-27+7.10%
+178.3%y/y
FDIC
DEPfiled 2026-07-27+4.49%
+1,679.9%y/y
FDIC
LNLSNETfiled 2026-07-27How this bank compares
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