$1.11B
+14.8%y/y
Percentile by value15th percentileby value
FDIC
ASSETFB
FirsTier Bank
Kimball, NebraskaFDIC Cert #17478
STATEEstablished 195512 branches
Holding company: FIRSTIER BCORPRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportFirsTier Bank reported $1.11B in total assets. Deposits grew 16.21% over the prior year.
Return on assets was 0.75%, compared with an asset-peer median of 1.16%. The leverage ratio was 11.13%.
- Why is Noncurrent Loan Ratio above asset peers?
- Why is Efficiency Ratio above asset peers?
- Why is Total Assets below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$950M
+16.2%y/y
Percentile by value16th percentileby value
FDIC
DEP$780M
+2.7%y/y
Percentile by value18th percentileby value
FDIC
LNLSNET0.75%
−58 bpsy/y
Peer standing21st percentile
FDIC
NETINC + ROA88.71%
+2,752 bpsy/y
Peer standing4th percentile
FDIC
NONIX + NIM + NONII + EEFFR11.13%
−233 bpsy/y
Peer standing62nd percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $601M | $532M |
| Q3 2021 | $663M | $591M |
| Q4 2021 | $706M | $620M |
| Q1 2022 | $763M | $678M |
| Q2 2022 | $777M | $676M |
| Q3 2022 | $832M | $744M |
| Q4 2022 | $871M | $769M |
| Q1 2023 | $903M | $793M |
| Q2 2023 | $899M | $767M |
| Q3 2023 | $953M | $815M |
| Q4 2023 | $937M | $796M |
| Q1 2024 | $956M | $809M |
| Q2 2024 | $952M | $827M |
| Q3 2024 | $919M | $786M |
| Q4 2024 | $913M | $751M |
| Q1 2025 | $971M | $817M |
| Q2 2025 | $1.05B | $894M |
| Q3 2025 | $1.07B | $909M |
| Q4 2025 | $1.08B | $919M |
| Q1 2026 | $1.11B | $950M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $101M |
| Investor CRE | $175M |
| Multifamily | $56.2M |
| Construction | $196M |
| 1–4 family | $116M |
| C&I | $67.1M |
| Agriculture | $78.6M |
| Other | $6.14M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.75%21st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE6.78%19th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY3.38%33rd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR88.71%4th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+16.21%88th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET+2.66%30th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR6.84%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ11.13%62nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.62%10th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC315%83rd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.75%15th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.66%Median 1.29%90th 2.09%Observations 141
ROE
FDIC
NETINC + ROE6.78%14th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.43%Median 11.90%90th 18.20%Observations 141
NIM
FDIC
NIM + NIMY3.38%26th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.93%Median 3.73%90th 4.60%Observations 141
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR88.71%3rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 42.34%Median 60.71%90th 77.89%Observations 141
Deposits YoY
FDIC
DEP+16.21%94th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.12%Median +4.39%90th +14.36%Observations 141
Loans YoY
FDIC
LNLSNET+2.66%33rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.32%Median +5.90%90th +18.22%Observations 141
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR6.84%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.21%90th 1.97%Observations 141
Leverage
FDIC
RBC1AAJ11.13%51st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.22%Median 11.10%90th 15.18%Observations 141
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.62%10th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.79%Median 2.59%90th 3.62%Observations 141
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC315%92nd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 10%Median 87%90th 310%Observations 62
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.75%22nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.69%Median 1.20%90th 1.61%Observations 19
ROE
FDIC
NETINC + ROE6.78%6th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 7.05%Median 11.68%90th 16.14%Observations 19
NIM
FDIC
NIM + NIMY3.38%44th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.88%Median 3.39%90th 4.28%Observations 19
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR88.71%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.83%Median 62.15%90th 78.46%Observations 19
Deposits YoY
FDIC
DEP+16.21%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −0.39%Median +3.56%90th +13.15%Observations 19
Loans YoY
FDIC
LNLSNET+2.66%28th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.28%Median +6.01%90th +9.52%Observations 19
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR6.84%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.05%Median 0.50%90th 2.13%Observations 19
Leverage
FDIC
RBC1AAJ11.13%78th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.17%Median 10.52%90th 11.75%Observations 19
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.62%17th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.48%Median 2.94%90th 3.78%Observations 19
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC315%82nd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 130%Median 221%90th 375%Observations 12
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
12 domestic branches reported in the latest Call Report.
FDIC
OFFDOMHistory
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data