$242M
+20.1%y/y
Percentile by value76th percentileby value
FDIC
ASSETG
GenuBank
Las Vegas, NevadaFDIC Cert #58806
STATEEstablished 20083 branches
Holding company: JBNV HOLDING CORPRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportGenuBank reported $242M in total assets. Deposits grew 24.59% over the prior year.
Return on assets was 0.61%, compared with an asset-peer median of 1.18%. The leverage ratio was 16.22%.
- Why is Efficiency Ratio above asset peers?
- Why is Total Assets above asset peers?
- Why is Noncurrent Loan Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$192M
+24.6%y/y
Percentile by value70th percentileby value
FDIC
DEP$159M
+15.1%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET0.61%
−96 bpsy/y
Peer standing19th percentile
FDIC
NETINC + ROA91.24%
+2,078 bpsy/y
Peer standing7th percentile
FDIC
NONIX + NIM + NONII + EEFFR16.22%
−211 bpsy/y
Peer standing89th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,247 banks from $100 million to $300 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $153M | $119M |
| Q3 2021 | $162M | $129M |
| Q4 2021 | $159M | $125M |
| Q1 2022 | $155M | $120M |
| Q2 2022 | $175M | $141M |
| Q3 2022 | $179M | $145M |
| Q4 2022 | $152M | $117M |
| Q1 2023 | $194M | $157M |
| Q2 2023 | $181M | $144M |
| Q3 2023 | $170M | $132M |
| Q4 2023 | $168M | $128M |
| Q1 2024 | $165M | $120M |
| Q2 2024 | $165M | $121M |
| Q3 2024 | $178M | $133M |
| Q4 2024 | $204M | $158M |
| Q1 2025 | $201M | $154M |
| Q2 2025 | $206M | $158M |
| Q3 2025 | $235M | $187M |
| Q4 2025 | $221M | $172M |
| Q1 2026 | $242M | $192M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $38.6M |
| Investor CRE | $46.1M |
| Multifamily | $2.24M |
| Construction | $1.04M |
| 1–4 family | $2.85M |
| C&I | $69.3M |
| Agriculture | $1K |
| Other | $36K |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.61%19th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDIC
NETINC + ROE3.18%11th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDIC
NIM + NIMY3.90%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR91.24%7th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDIC
DEP+24.59%95th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDIC
LNLSNET+15.09%86th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.31%55th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDIC
RBC1AAJ16.22%89th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.82%Median 11.12%90th 16.44%Observations 1,247
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.53%37th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 13%Median 92%90th 236%Observations 588
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.61%25th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.26%Median 1.20%90th 14.01%Observations 17
ROE
FDIC
NETINC + ROE3.18%13th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.76%Median 10.85%90th 31.00%Observations 17
NIM
FDIC
NIM + NIMY3.90%38th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.04%Median 3.97%90th 5.64%Observations 17
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR91.24%6th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 27.96%Median 59.76%90th 88.00%Observations 17
Deposits YoY
FDIC
DEP+24.59%86th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −11.48%Median +7.94%90th +29.38%Observations 15
Loans YoY
FDIC
LNLSNET+15.09%57th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −8.42%Median +14.51%90th +42.88%Observations 15
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.31%64th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.71%90th 3.21%Observations 15
Leverage
FDIC
RBC1AAJ16.22%56th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.98%Median 14.40%90th 42.40%Observations 17
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.53%50th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.85%Median 2.53%90th 3.98%Observations 15
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 56%90th 198%Observations 8
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.61%25th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.56%Median 1.14%90th 1.97%Observations 5
ROE
FDIC
NETINC + ROE3.18%0th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.04%Median 11.25%90th 21.65%Observations 5
NIM
FDIC
NIM + NIMY3.90%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.15%Median 3.90%90th 4.36%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR91.24%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 46.81%Median 67.51%90th 84.37%Observations 5
Deposits YoY
FDIC
DEP+24.59%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +3.27%Median +7.94%90th +20.96%Observations 5
Loans YoY
FDIC
LNLSNET+15.09%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.71%Median +15.09%90th +35.08%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.31%25th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.03%90th 1.04%Observations 5
Leverage
FDIC
RBC1AAJ16.22%100th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 10.47%Median 11.75%90th 15.49%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.53%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 1.88%90th 2.48%Observations 5
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 3 branches
- Headquarters
- Las Vegas, NV
FDIC
OFFDOMOpen the Nevada dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data