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BDI
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Goodfield State Bank

Goodfield, IllinoisFDIC Cert #11699

STATEEstablished 19206 branches

Holding company: GOODFIELD FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Goodfield State Bank reported $284M in total assets. Deposits grew 22.72% over the prior year.

Return on assets was 2.51%, compared with an asset-peer median of 1.18%. The leverage ratio was 10.78%.

  • Why is Total Assets above asset peers?
  • Why is Efficiency Ratio below asset peers?
  • Why is Noncurrent Loan Ratio above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$284M
+23.7%y/y
Percentile by value93rd percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$250M
+22.7%y/y
Percentile by value94th percentileby value
Peer standing in asset:100m_300m
FDICDEP
Net loans
$211M
+12.0%y/y
Percentile by value95th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
ROA
2.51%
+29 bpsy/y
Peer standing95th percentile
Peer standing in asset:100m_300m
FDICNETINC + ROA
Efficiency
45.73%
−347 bpsy/y
Peer standing92nd percentile
Peer standing in asset:100m_300m
FDICNONIX + NIM + NONII + EEFFR
Leverage
10.78%
−107 bpsy/y
Peer standing43rd percentile
Peer standing in asset:100m_300m
FDICRBC1AAJ

Percentiles compare this bank with 1,247 banks from $100 million to $300 million.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$174M$154M
Q3 2021$182M$161M
Q4 2021$178M$156M
Q1 2022$179M$159M
Q2 2022$178M$155M
Q3 2022$178M$156M
Q4 2022$193M$173M
Q1 2023$192M$171M
Q2 2023$195M$171M
Q3 2023$197M$176M
Q4 2023$204M$179M
Q1 2024$209M$186M
Q2 2024$208M$183M
Q3 2024$218M$193M
Q4 2024$231M$206M
Q1 2025$230M$204M
Q2 2025$239M$209M
Q3 2025$244M$213M
Q4 2025$274M$242M
Q1 2026$284M$250M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$20.6M
Investor CRE$26.5M
Multifamily$6.94M
Construction$10.1M
1–4 family$83.8M
C&I$43.2M
Agriculture$15.9M
Other$6.15M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
95th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDICNETINC + ROE
97th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDICNIM + NIMY
63rd percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDICNONIX + NIM + NONII + EEFFR
92nd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDICDEP
95th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDICLNLSNET
79th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
20th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDICRBC1AAJ
43rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.82%Median 11.12%90th 16.44%Observations 1,247

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
53rd percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
65th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 13%Median 92%90th 236%Observations 588

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
6 branches
Headquarters
Goodfield, IL

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data