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Grasshopper Bank, N.A.

New York, New YorkFDIC Cert #59113

OCCEstablished 20192 branches

Holding company: GRASSHOPPER BCORP INCRegulator: OCC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Grasshopper Bank, N.A. reported $1.53B in total assets. Deposits grew 62.90% over the prior year.

Return on assets was 1.40%, compared with an asset-peer median of 1.16%. The leverage ratio was 8.06%.

  • Why is Deposit Growth, Year over Year above asset peers?
  • Why is Net Loan Growth, Year over Year above asset peers?
  • Why is Efficiency Ratio above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$1.53B
+63.2%y/y
Percentile by value50th percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$1.37B
+62.9%y/y
Percentile by value56th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Net loans
$1.17B
+67.0%y/y
Percentile by value58th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
ROA
1.40%
+130 bpsy/y
Peer standing66th percentile
Peer standing in asset:1b_3b
FDICNETINC + ROA
Efficiency
75.60%
−1,847 bpsy/y
Peer standing16th percentile
Peer standing in asset:1b_3b
FDICNONIX + NIM + NONII + EEFFR
Leverage
8.06%
−274 bpsy/y
Peer standing3rd percentile
Peer standing in asset:1b_3b
FDICRBC1AAJ

Percentiles compare this bank with 629 banks from $1 billion to $3 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$257M$195M
Q3 2021$258M$200M
Q4 2021$299M$251M
Q1 2022$305M$249M
Q2 2022$473M$412M
Q3 2022$607M$551M
Q4 2022$655M$551M
Q1 2023$700M$648M
Q2 2023$720M$664M
Q3 2023$690M$633M
Q4 2023$731M$666M
Q1 2024$820M$753M
Q2 2024$836M$770M
Q3 2024$871M$803M
Q4 2024$867M$802M
Q1 2025$939M$840M
Q2 2025$1.34B$1.19B
Q3 2025$1.41B$1.27B
Q4 2025$1.58B$1.42B
Q1 2026$1.53B$1.37B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$120M
Investor CRE$281M
Multifamily$0
Construction$0
1–4 family$259M
C&I$274M
Agriculture$0
Other$244M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
66th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDICNETINC + ROE
77th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDICNIM + NIMY
45th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDICNONIX + NIM + NONII + EEFFR
16th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDICDEP
99th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDICLNLSNET
99th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
52nd percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDICRBC1AAJ
3rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.85%Median 10.50%90th 14.46%Observations 630

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
31st percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
44th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 88%Median 225%90th 349%Observations 464

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
2 branches
Headquarters
New York, NY

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data