$139M
+19.5%y/y
Percentile by value23rd percentileby value
FDIC
ASSETHB
Hershey Bank
Hershey, NebraskaFDIC Cert #19809
STATEEstablished 19684 branches
Holding company: HSB MERGER CORegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportHershey Bank reported $139M in total assets. Deposits grew 14.25% over the prior year.
Return on assets was 1.18%, compared with an asset-peer median of 1.18%. The leverage ratio was 11.28%.
- Why is Total Assets below asset peers?
- Why is Noncurrent Loan Ratio above asset peers?
- Why is Net Loan Growth, Year over Year above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$105M
+14.2%y/y
Percentile by value16th percentileby value
FDIC
DEP$112M
+13.2%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET1.18%
+15 bpsy/y
Peer standing50th percentile
FDIC
NETINC + ROA60.13%
−349 bpsy/y
Peer standing63rd percentile
FDIC
NONIX + NIM + NONII + EEFFR11.28%
−116 bpsy/y
Peer standing52nd percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,247 banks from $100 million to $300 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $86.8M | $73.7M |
| Q3 2021 | $89.5M | $74.2M |
| Q4 2021 | $90.4M | $75.3M |
| Q1 2022 | $97.4M | $82.2M |
| Q2 2022 | $114M | $98.5M |
| Q3 2022 | $118M | $97.2M |
| Q4 2022 | $110M | $94.7M |
| Q1 2023 | $112M | $96.1M |
| Q2 2023 | $106M | $88.1M |
| Q3 2023 | $102M | $80.1M |
| Q4 2023 | $97.1M | $78.5M |
| Q1 2024 | $95.7M | $77.5M |
| Q2 2024 | $99.2M | $78.6M |
| Q3 2024 | $116M | $85.5M |
| Q4 2024 | $121M | $86.7M |
| Q1 2025 | $116M | $92.1M |
| Q2 2025 | $120M | $92.4M |
| Q3 2025 | $133M | $98.7M |
| Q4 2025 | $139M | $101M |
| Q1 2026 | $139M | $105M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $9.7M |
| Investor CRE | $14.5M |
| Multifamily | $0 |
| Construction | $1.24M |
| 1–4 family | $10.9M |
| C&I | $17.9M |
| Agriculture | $57.9M |
| Other | $1.44M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.18%50th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDIC
NETINC + ROE9.97%43rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDIC
NIM + NIMY3.88%49th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.13%63rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDIC
DEP+14.25%90th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDIC
LNLSNET+13.23%82nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.43%20th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDIC
RBC1AAJ11.28%52nd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.82%Median 11.12%90th 16.44%Observations 1,247
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.26%11th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 13%Median 92%90th 236%Observations 588
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.18%41st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.66%Median 1.29%90th 2.09%Observations 141
ROE
FDIC
NETINC + ROE9.97%38th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.43%Median 11.90%90th 18.20%Observations 141
NIM
FDIC
NIM + NIMY3.88%58th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.93%Median 3.73%90th 4.60%Observations 141
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.13%52nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 42.34%Median 60.71%90th 77.89%Observations 141
Deposits YoY
FDIC
DEP+14.25%89th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.12%Median +4.39%90th +14.36%Observations 141
Loans YoY
FDIC
LNLSNET+13.23%86th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.32%Median +5.90%90th +18.22%Observations 141
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.43%16th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.21%90th 1.97%Observations 141
Leverage
FDIC
RBC1AAJ11.28%54th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.22%Median 11.10%90th 15.18%Observations 141
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.26%17th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.79%Median 2.59%90th 3.62%Observations 141
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 10%Median 87%90th 310%Observations 62
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.18%37th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.75%Median 1.30%90th 2.14%Observations 42
ROE
FDIC
NETINC + ROE9.97%34th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 6.96%Median 12.31%90th 18.16%Observations 42
NIM
FDIC
NIM + NIMY3.88%54th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.11%Median 3.79%90th 4.67%Observations 42
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR60.13%51st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 41.43%Median 60.35%90th 72.28%Observations 42
Deposits YoY
FDIC
DEP+14.25%88th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.50%Median +4.90%90th +14.74%Observations 42
Loans YoY
FDIC
LNLSNET+13.23%90th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.55%Median +4.43%90th +13.18%Observations 42
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.43%17th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.14%90th 2.10%Observations 42
Leverage
FDIC
RBC1AAJ11.28%46th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.26%Median 11.33%90th 14.62%Observations 42
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.26%22nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.83%Median 2.70%90th 3.78%Observations 42
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 10%Median 43%90th 235%Observations 18
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 4 branches
- Headquarters
- Hershey, NE
FDIC
OFFDOMOpen the Nebraska dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data