$539M
−2.9%y/y
Percentile by value54th percentileby value
FDIC
ASSETHF
Huntington Federal Savings Bank
Huntington, West VirginiaFDIC Cert #27884
OCCEstablished 19295 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportHuntington Federal Savings Bank reported $539M in total assets. Deposits declined 1.25% over the prior year.
Return on assets was −0.46%, compared with an asset-peer median of 1.22%. The leverage ratio was 14.96%.
- Why is Efficiency Ratio above asset peers?
- Why is Return on Assets below asset peers?
- Why is Tier 1 Leverage Ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$424M
−1.3%y/y
Percentile by value49th percentileby value
FDIC
DEP$291M
+4.4%y/y
Percentile by value37th percentileby value
FDIC
LNLSNET−0.46%
+17 bpsy/y
Peer standing2nd percentile
FDIC
NETINC + ROA142.95%
−4,285 bpsy/y
Peer standing0th percentile
FDIC
NONIX + NIM + NONII + EEFFR14.96%
−47 bpsy/y
Peer standing90th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $561M | $458M |
| Q3 2021 | $557M | $454M |
| Q4 2021 | $558M | $454M |
| Q1 2022 | $557M | $453M |
| Q2 2022 | $558M | $448M |
| Q3 2022 | $556M | $442M |
| Q4 2022 | $570M | $451M |
| Q1 2023 | $566M | $453M |
| Q2 2023 | $562M | $454M |
| Q3 2023 | $557M | $439M |
| Q4 2023 | $575M | $446M |
| Q1 2024 | $561M | $432M |
| Q2 2024 | $560M | $429M |
| Q3 2024 | $552M | $416M |
| Q4 2024 | $544M | $413M |
| Q1 2025 | $555M | $430M |
| Q2 2025 | $557M | $431M |
| Q3 2025 | $557M | $433M |
| Q4 2025 | $553M | $432M |
| Q1 2026 | $539M | $424M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.94M |
| Investor CRE | $11.5M |
| Multifamily | $26.8M |
| Construction | $5.21M |
| 1–4 family | $246M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $1.14M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA−0.46%2nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE−2.96%2nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY1.48%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR142.95%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP−1.25%14th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET+4.42%42nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.21%65th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ14.96%90th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.86%28th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA−0.46%0th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.30%Median 1.02%90th 1.52%Observations 42
ROE
FDIC
NETINC + ROE−2.96%0th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.00%Median 10.11%90th 16.20%Observations 42
NIM
FDIC
NIM + NIMY1.48%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.97%Median 3.93%90th 4.40%Observations 42
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR142.95%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.13%Median 67.40%90th 84.96%Observations 42
Deposits YoY
FDIC
DEP−1.25%8th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.17%Median +3.75%90th +12.08%Observations 41
Loans YoY
FDIC
LNLSNET+4.42%45th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.90%Median +4.98%90th +11.39%Observations 41
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.21%78th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.08%Median 0.40%90th 1.82%Observations 41
Leverage
FDIC
RBC1AAJ14.96%88th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.66%Median 10.51%90th 15.81%Observations 42
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.86%15th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.55%Median 2.22%90th 2.91%Observations 41
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 33%Median 164%90th 260%Observations 17
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA−0.46%0th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.75%Median 1.05%90th 1.40%Observations 17
ROE
FDIC
NETINC + ROE−2.96%0th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 6.19%Median 11.59%90th 16.56%Observations 17
NIM
FDIC
NIM + NIMY1.48%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.14%Median 3.73%90th 4.38%Observations 17
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR142.95%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.61%Median 64.12%90th 77.21%Observations 17
Deposits YoY
FDIC
DEP−1.25%6th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.12%Median +3.82%90th +12.44%Observations 17
Loans YoY
FDIC
LNLSNET+4.42%38th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.04%Median +6.09%90th +10.97%Observations 17
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.21%75th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.05%Median 0.47%90th 1.45%Observations 17
Leverage
FDIC
RBC1AAJ14.96%88th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.35%Median 10.32%90th 15.34%Observations 17
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.86%6th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.88%Median 2.28%90th 2.78%Observations 17
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 54%Median 174%90th 230%Observations 9
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 5 branches
- Headquarters
- Huntington, WV
FDIC
OFFDOMOpen the West Virginia dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data