$282M
+5.0%y/y
Percentile by value92nd percentileby value
FDIC
ASSETMV
Madison Valley Bank
Ennis, MontanaFDIC Cert #19544
STATEEstablished 19655 branches
Holding company: JACKASS CREEK LAND&LIVESTOCKRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportMadison Valley Bank reported $282M in total assets. Deposits grew 9.81% over the prior year.
Return on assets was 0.93%, compared with an asset-peer median of 1.18%. The leverage ratio was 9.26%.
- Why is Total Assets above asset peers?
- Why is Net Loan Growth, Year over Year below asset peers?
- Why is Noncurrent Loan Ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$258M
+9.8%y/y
Percentile by value97th percentileby value
FDIC
DEP$125M
−2.3%y/y
Percentile by value58th percentileby value
FDIC
LNLSNET0.93%
+24 bpsy/y
Peer standing36th percentile
FDIC
NETINC + ROA74.93%
−483 bpsy/y
Peer standing26th percentile
FDIC
NONIX + NIM + NONII + EEFFR9.26%
+17 bpsy/y
Peer standing16th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,247 banks from $100 million to $300 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $253M | $233M |
| Q3 2021 | $274M | $253M |
| Q4 2021 | $267M | $247M |
| Q1 2022 | $263M | $243M |
| Q2 2022 | $266M | $246M |
| Q3 2022 | $284M | $264M |
| Q4 2022 | $265M | $240M |
| Q1 2023 | $263M | $222M |
| Q2 2023 | $264M | $231M |
| Q3 2023 | $262M | $241M |
| Q4 2023 | $261M | $232M |
| Q1 2024 | $270M | $229M |
| Q2 2024 | $261M | $227M |
| Q3 2024 | $270M | $246M |
| Q4 2024 | $257M | $234M |
| Q1 2025 | $269M | $235M |
| Q2 2025 | $266M | $236M |
| Q3 2025 | $275M | $251M |
| Q4 2025 | $262M | $238M |
| Q1 2026 | $282M | $258M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $22.8M |
| Investor CRE | $21.5M |
| Multifamily | $1.45M |
| Construction | $17M |
| 1–4 family | $50.9M |
| C&I | $7.07M |
| Agriculture | $2.69M |
| Other | $3.41M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.93%36th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDIC
NETINC + ROE10.90%49th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDIC
NIM + NIMY3.57%34th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR74.93%26th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDIC
DEP+9.81%81st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDIC
LNLSNET−2.33%14th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.52%19th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDIC
RBC1AAJ9.26%16th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.82%Median 11.12%90th 16.44%Observations 1,247
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.80%77th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC150%69th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 13%Median 92%90th 236%Observations 588
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.93%15th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.89%Median 1.37%90th 2.59%Observations 35
ROE
FDIC
NETINC + ROE10.90%35th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 8.05%Median 13.69%90th 22.11%Observations 35
NIM
FDIC
NIM + NIMY3.57%21st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.22%Median 4.12%90th 5.03%Observations 35
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR74.93%9th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 40.48%Median 56.50%90th 74.20%Observations 35
Deposits YoY
FDIC
DEP+9.81%71st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.59%Median +6.71%90th +13.73%Observations 35
Loans YoY
FDIC
LNLSNET−2.33%21st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.80%Median +4.29%90th +15.08%Observations 34
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.52%33rd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.72%90th 3.10%Observations 34
Leverage
FDIC
RBC1AAJ9.26%12th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.24%Median 10.21%90th 15.10%Observations 35
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.80%82nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.61%Median 2.26%90th 2.87%Observations 35
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC150%45th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 27%Median 163%90th 265%Observations 21
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.93%21st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.80%Median 1.31%90th 1.92%Observations 15
ROE
FDIC
NETINC + ROE10.90%36th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 7.91%Median 13.12%90th 20.78%Observations 15
NIM
FDIC
NIM + NIMY3.57%21st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.96%Median 4.24%90th 5.11%Observations 15
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR74.93%14th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 46.78%Median 57.86%90th 76.98%Observations 15
Deposits YoY
FDIC
DEP+9.81%64th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +2.96%Median +7.34%90th +14.04%Observations 15
Loans YoY
FDIC
LNLSNET−2.33%7th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.14%Median +4.47%90th +11.06%Observations 15
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.52%36th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.73%90th 2.73%Observations 15
Leverage
FDIC
RBC1AAJ9.26%7th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.27%Median 10.20%90th 14.87%Observations 15
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM1.80%79th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.68%Median 2.26%90th 2.55%Observations 15
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC150%67th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 120%Median 140%90th 199%Observations 7
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 5 branches
- Headquarters
- Ennis, MT
FDIC
OFFDOMOpen the Montana dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data