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BDI
MB

Manasquan Bank

Manasquan, New JerseyFDIC Cert #30470

STATEEstablished 187415 branches

Holding company: MB MUTUAL HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Manasquan Bank reported $3.46B in total assets. Deposits grew 8.76% over the prior year.

Return on assets was 0.39%, compared with an asset-peer median of 1.31%. The leverage ratio was 9.65%.

  • Why is Total Assets below asset peers?
  • Why is Return on Assets below asset peers?
  • Why is CRE Concentration to Capital above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$3.46B
+6.4%y/y
Percentile by value19th percentileby value
Peer standing in asset:3b_10b
FDICASSET
Deposits
$2.99B
+8.8%y/y
Percentile by value24th percentileby value
Peer standing in asset:3b_10b
FDICDEP
Net loans
$2.86B
+4.9%y/y
Percentile by value35th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
ROA
0.39%
−36 bpsy/y
Peer standing5th percentile
Peer standing in asset:3b_10b
FDICNETINC + ROA
Efficiency
61.84%
−219 bpsy/y
Peer standing31st percentile
Peer standing in asset:3b_10b
FDICNONIX + NIM + NONII + EEFFR
Leverage
9.65%
+16 bpsy/y
Peer standing27th percentile
Peer standing in asset:3b_10b
FDICRBC1AAJ

Percentiles compare this bank with 269 banks from $3 billion to $10 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.52B$2.18B
Q3 2021$2.62B$2.3B
Q4 2021$2.66B$2.34B
Q1 2022$2.7B$2.41B
Q2 2022$2.77B$2.5B
Q3 2022$2.77B$2.5B
Q4 2022$2.78B$2.49B
Q1 2023$2.79B$2.52B
Q2 2023$2.8B$2.5B
Q3 2023$2.89B$2.54B
Q4 2023$2.92B$2.56B
Q1 2024$3B$2.61B
Q2 2024$3.04B$2.61B
Q3 2024$3.07B$2.63B
Q4 2024$3.17B$2.67B
Q1 2025$3.25B$2.75B
Q2 2025$3.3B$2.83B
Q3 2025$3.39B$2.94B
Q4 2025$3.43B$2.97B
Q1 2026$3.46B$2.99B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$424M
Investor CRE$718M
Multifamily$229M
Construction$229M
1–4 family$1.04B
C&I$241M
Agriculture$0
Other$8.4M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
5th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.62%Median 1.31%90th 1.98%Observations 269
ROE
FDICNETINC + ROE
6th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.65%Median 12.37%90th 18.59%Observations 269
NIM
FDICNIM + NIMY
27th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.54%Median 3.63%90th 4.54%Observations 275
Efficiency
FDICNONIX + NIM + NONII + EEFFR
31st percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 40.83%Median 57.10%90th 73.47%Observations 269
Deposits YoY
FDICDEP
69th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −1.75%Median +5.09%90th +22.27%Observations 273
Loans YoY
FDICLNLSNET
41st percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −2.13%Median +6.60%90th +20.92%Observations 272
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
40th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.16%Median 0.64%90th 1.96%Observations 272
Leverage
FDICRBC1AAJ
27th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.88%Median 10.42%90th 13.45%Observations 275

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
44th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.86%Median 2.69%90th 3.74%Observations 267
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
86th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 76%Median 233%90th 347%Observations 239

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
15 branches
Headquarters
Manasquan, NJ

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data