BDI
NB

Northeast Bank

Minneapolis, MinnesotaFDIC Cert #16659

STATEEstablished 19483 branches

Holding company: NORTHEAST SECURITIES CORPRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Northeast Bank reported $838M in total assets. Deposits grew 3.13% over the prior year.

Return on assets was 1.48%, compared with an asset-peer median of 1.22%. The leverage ratio was 9.86%.

  • Why is Total Assets above asset peers?
  • Why is CRE Concentration to Capital above asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$838M
+4.1%y/y
Percentile by value88th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$765M
+3.1%y/y
Percentile by value93rd percentileby value
Peer standing in asset:300m_1b
FDICDEP
Net loans
$605M
+5.2%y/y
Percentile by value89th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
ROA
1.48%
+7 bpsy/y
Peer standing65th percentile
Peer standing in asset:300m_1b
FDICNETINC + ROA
Efficiency
63.87%
+58 bpsy/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICNONIX + NIM + NONII + EEFFR
Leverage
9.86%
+24 bpsy/y
Peer standing33rd percentile
Peer standing in asset:300m_1b
FDICRBC1AAJ

Percentiles compare this bank with 1,446 banks from $300 million to $1 billion.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$761M$695M
Q3 2021$731M$663M
Q4 2021$729M$661M
Q1 2022$758M$699M
Q2 2022$733M$681M
Q3 2022$717M$678M
Q4 2022$716M$655M
Q1 2023$713M$652M
Q2 2023$720M$649M
Q3 2023$716M$651M
Q4 2023$748M$624M
Q1 2024$740M$684M
Q2 2024$743M$680M
Q3 2024$772M$703M
Q4 2024$779M$635M
Q1 2025$805M$742M
Q2 2025$825M$759M
Q3 2025$824M$741M
Q4 2025$829M$716M
Q1 2026$838M$765M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$167M
Investor CRE$184M
Multifamily$33.3M
Construction$18.6M
1–4 family$83.7M
C&I$117M
Agriculture$0
Other$6.97M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
65th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDICNETINC + ROE
82nd percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDICNIM + NIMY
58th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDICNONIX + NIM + NONII + EEFFR
45th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDICDEP
42nd percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDICLNLSNET
47th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
76th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDICRBC1AAJ
33rd percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.81%Median 10.64%90th 14.93%Observations 1,449

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
88th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
82nd percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 44%Median 170%90th 317%Observations 861

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
3 branches
Headquarters
Minneapolis, MN

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data