$52.5M
+12.0%y/y
Percentile by value37th percentileby value
FDIC
ASSETRS
Rolette State Bank
Rolette, North DakotaFDIC Cert #9120
STATEEstablished 19281 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportRolette State Bank reported $52.5M in total assets. Deposits grew 12.47% over the prior year.
Return on assets was 1.42%, compared with an asset-peer median of 0.97%. The leverage ratio was 10.13%.
- Why is Noncurrent Loan Ratio below asset peers?
- Why is Tier 1 Leverage Ratio below asset peers?
- Why is Total Assets below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$47M
+12.5%y/y
Percentile by value44th percentileby value
FDIC
DEP$32.4M
−3.4%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET1.42%
−18 bpsy/y
Peer standing71st percentile
FDIC
NETINC + ROA67.21%
+109 bpsy/y
Peer standing60th percentile
FDIC
NONIX + NIM + NONII + EEFFR10.13%
+4 bpsy/y
Peer standing21st percentile
FDIC
RBC1AAJPercentiles compare this bank with 590 banks under $100 million.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $44.8M | $40.7M |
| Q3 2021 | $44.7M | $40.6M |
| Q4 2021 | $45.5M | $41.4M |
| Q1 2022 | $52.3M | $48.3M |
| Q2 2022 | $51M | $47.1M |
| Q3 2022 | $48.4M | $44.3M |
| Q4 2022 | $45.1M | $41.1M |
| Q1 2023 | $46.4M | $42.1M |
| Q2 2023 | $43.8M | $39.3M |
| Q3 2023 | $46.9M | $38.9M |
| Q4 2023 | $47.2M | $37.5M |
| Q1 2024 | $48.2M | $38.1M |
| Q2 2024 | $47.1M | $38.2M |
| Q3 2024 | $47.2M | $37.3M |
| Q4 2024 | $46.5M | $40.7M |
| Q1 2025 | $46.9M | $41.8M |
| Q2 2025 | $47.3M | $42.1M |
| Q3 2025 | $48M | $42.5M |
| Q4 2025 | $49.2M | $44M |
| Q1 2026 | $52.5M | $47M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $336K |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $452K |
| C&I | $4.13M |
| Agriculture | $25.6M |
| Other | $2.23M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.42%71st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th −0.66%Median 0.97%90th 2.53%Observations 590
ROE
FDIC
NETINC + ROE14.27%81st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th −4.01%Median 7.76%90th 17.70%Observations 590
NIM
FDIC
NIM + NIMY4.33%71st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.60%Median 3.78%90th 5.00%Observations 591
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR67.21%60th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 50.30%Median 71.56%90th 113.91%Observations 590
Deposits YoY
FDIC
DEP+12.47%89th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −6.03%Median +2.56%90th +13.29%Observations 547
Loans YoY
FDIC
LNLSNET−3.44%22nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −8.25%Median +2.70%90th +19.03%Observations 527
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.04%69th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.41%90th 3.46%Observations 530
Leverage
FDIC
RBC1AAJ10.13%21st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.02%Median 13.02%90th 57.11%Observations 591
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.12%50th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.09%Median 2.13%90th 3.32%Observations 546
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 25%90th 129%Observations 281
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.42%63rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.90%Median 1.29%90th 1.96%Observations 61
ROE
FDIC
NETINC + ROE14.27%57th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 9.05%Median 13.85%90th 20.44%Observations 61
NIM
FDIC
NIM + NIMY4.33%88th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.93%Median 3.73%90th 4.34%Observations 61
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR67.21%28th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 46.62%Median 62.77%90th 71.02%Observations 61
Deposits YoY
FDIC
DEP+12.47%95th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.30%Median +3.73%90th +11.82%Observations 61
Loans YoY
FDIC
LNLSNET−3.44%13th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.48%Median +3.63%90th +13.56%Observations 61
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.04%77th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.51%90th 2.04%Observations 61
Leverage
FDIC
RBC1AAJ10.13%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.01%Median 10.13%90th 13.04%Observations 61
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.12%60th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.69%Median 2.36%90th 3.00%Observations 61
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 16%Median 60%90th 253%Observations 30
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.42%92nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.54%Median 1.13%90th 1.41%Observations 13
ROE
FDIC
NETINC + ROE14.27%75th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.99%Median 10.46%90th 16.19%Observations 13
NIM
FDIC
NIM + NIMY4.33%75th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.25%Median 3.73%90th 4.40%Observations 13
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR67.21%50th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 60.28%Median 67.21%90th 70.02%Observations 13
Deposits YoY
FDIC
DEP+12.47%83rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.65%Median +2.48%90th +13.30%Observations 13
Loans YoY
FDIC
LNLSNET−3.44%25th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −4.66%Median +1.11%90th +12.80%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.04%50th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.04%90th 2.99%Observations 13
Leverage
FDIC
RBC1AAJ10.13%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.68%Median 10.13%90th 13.34%Observations 13
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.12%42nd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.37%Median 1.93%90th 2.88%Observations 13
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 11%Median 30%90th 73%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 1 branch
- Headquarters
- Rolette, ND
FDIC
OFFDOMOpen the North Dakota dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data