BDI

capital

Tier 1 Capital

The dollar amount of qualifying Tier 1 regulatory capital.

As of Q1 2026FDICRBCT1JSource retrieved 2026-08-01

National median

$43.1M

Middle half

$20.2M$110M

Direction

Higher is favorable

What it means

Why this metric matters

Tier 1 capital is designed to absorb losses while a bank remains operating. Its growth should keep pace with risk-weighted assets.

How it is calculated

Formula and source fields

RBCT1J

Source field: RBCT1J. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

$10.4M

25th percentile

$20.2M

Median

$43.1M

75th percentile

$110M

90th percentile

$328M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Bank of BurrtonKS
    $894K
  2. 2
    Transact Bank, National AssociationCO
    $1.08M
  3. 3
    Columbia Savings and Loan AssociationWI
    $1.28M
  4. 4
    Grand Rivers Community BankIL
    $1.33M
  5. 5
    Chesterfield State BankIL
    $1.64M
  6. 6
    Peoples State BankOK
    $1.79M
  7. 7
    Summit National BankWY
    $1.82M
  8. 8
    The Bank of SteinauerNE
    $1.86M
  9. 9
    Dysart State BankIA
    $1.89M
  10. 10
    The Walton State BankKS
    $1.94M

Highest reported values

  1. 1
    JPMorgan Chase Bank, National AssociationOH
    $296B
  2. 2
    Bank of America, National AssociationNC
    $187B
  3. 3
    Citibank, National AssociationSD
    $155B
  4. 4
    Wells Fargo Bank, National AssociationSD
    $151B
  5. 5
    Capital One, National AssociationVA
    $68.6B
  6. 6
    Goldman Sachs Bank USANY
    $62.6B
  7. 7
    U.S. Bank National AssociationOH
    $62.2B
  8. 8
    PNC Bank, National AssociationDE
    $52.3B
  9. 9
    Truist BankNC
    $51.7B
  10. 10
    Morgan Stanley Bank, National AssociationUT
    $42.1B

Continue exploring

Related metrics

Total Risk-Based Capital RatioTier 1 Risk-Based Capital RatioCommon Equity Tier 1 RatioTier 1 Leverage RatioEquity to Assets