BDI

capital

Total Risk-Based Capital

The dollar amount of total qualifying risk-based regulatory capital.

As of Q1 2026FDICRBCSource retrieved 2026-08-01

National median

$63M

Middle half

$26.3M$177M

Direction

Higher is favorable

What it means

Why this metric matters

This is the numerator supporting the total RBC ratio and concentration measures. It shows actual regulatory loss-absorbing capacity in dollars.

How it is calculated

Formula and source fields

RBC

Source field: RBC. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

2,524 observations · Q1 2026

10th percentile

$11.7M

25th percentile

$26.3M

Median

$63M

75th percentile

$177M

90th percentile

$613M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    Transact Bank, National AssociationCO
    $1.08M
  2. 2
    Columbia Savings and Loan AssociationWI
    $1.47M
  3. 3
    Grand Rivers Community BankIL
    $1.49M
  4. 4
    Chesterfield State BankIL
    $1.82M
  5. 5
    The Bank of SteinauerNE
    $1.94M
  6. 6
    The Walton State BankKS
    $1.98M
  7. 7
    Dysart State BankIA
    $2.01M
  8. 8
    Young Americans BankCO
    $2.04M
  9. 9
    The Citizens National Bank of HammondNY
    $2.24M
  10. 10
    Summit National BankWY
    $2.29M

Highest reported values

  1. 1
    JPMorgan Chase Bank, National AssociationOH
    $319B
  2. 2
    Bank of America, National AssociationNC
    $203B
  3. 3
    Wells Fargo Bank, National AssociationSD
    $169B
  4. 4
    Citibank, National AssociationSD
    $163B
  5. 5
    Capital One, National AssociationVA
    $77.1B
  6. 6
    U.S. Bank National AssociationOH
    $71.8B
  7. 7
    Goldman Sachs Bank USANY
    $64.8B
  8. 8
    PNC Bank, National AssociationDE
    $60B
  9. 9
    Truist BankNC
    $58.2B
  10. 10
    Morgan Stanley Bank, National AssociationUT
    $43.2B

Continue exploring

Related metrics

Total Risk-Based Capital RatioTier 1 Risk-Based Capital RatioCommon Equity Tier 1 RatioTier 1 Leverage RatioEquity to Assets