BDI
BB

Bank of Brookhaven

Brookhaven, MississippiFDIC Cert #35439

STATEEstablished 20001 branch

Holding company: HAVEN CAPITAL CORPRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Bank of Brookhaven reported $266M in total assets. Deposits grew 3.90% over the prior year.

Return on assets was 1.32%, compared with an asset-peer median of 1.18%. The leverage ratio was 11.65%.

  • Why is Total Assets above asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?
  • Why is CRE Concentration to Capital above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$266M
+4.1%y/y
Percentile by value87th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$235M
+3.9%y/y
Percentile by value90th percentileby value
Peer standing in asset:100m_300m
FDICDEP
Net loans
$145M
+8.8%y/y
Percentile by value71st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
ROA
1.32%
−8 bpsy/y
Peer standing59th percentile
Peer standing in asset:100m_300m
FDICNETINC + ROA
Efficiency
60.37%
+151 bpsy/y
Peer standing63rd percentile
Peer standing in asset:100m_300m
FDICNONIX + NIM + NONII + EEFFR
Leverage
11.65%
+15 bpsy/y
Peer standing58th percentile
Peer standing in asset:100m_300m
FDICRBC1AAJ

Percentiles compare this bank with 1,247 banks from $100 million to $300 million.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$211M$182M
Q3 2021$217M$186M
Q4 2021$233M$205M
Q1 2022$234M$211M
Q2 2022$227M$205M
Q3 2022$225M$203M
Q4 2022$217M$195M
Q1 2023$236M$213M
Q2 2023$231M$207M
Q3 2023$229M$203M
Q4 2023$220M$193M
Q1 2024$239M$212M
Q2 2024$233M$205M
Q3 2024$232M$201M
Q4 2024$233M$205M
Q1 2025$256M$226M
Q2 2025$247M$217M
Q3 2025$243M$211M
Q4 2025$241M$210M
Q1 2026$266M$235M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$34M
Investor CRE$30.3M
Multifamily$1.79M
Construction$1.36M
1–4 family$34.6M
C&I$16.5M
Agriculture$23.2M
Other$4.63M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
59th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDICNETINC + ROE
58th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDICNIM + NIMY
45th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDICNONIX + NIM + NONII + EEFFR
63rd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDICDEP
52nd percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDICLNLSNET
69th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
80th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDICRBC1AAJ
58th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.82%Median 11.12%90th 16.44%Observations 1,247

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
39th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
56th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 13%Median 92%90th 236%Observations 588

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

1 domestic branch reported in the latest Call Report.

FDICOFFDOM

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data