BDI
BB

Bank of Brookhaven

Brookhaven, MississippiFDIC Cert #35439

STATEEstablished 20001 branch

Holding company: HAVEN CAPITAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
1.32%
−5.9%y/y
Peer standing59th percentile
Peer standing in asset:100m_300m
FDICNETINC + ROA
ROE
12.24%
−12.3%y/y
Peer standing58th percentile
Peer standing in asset:100m_300m
FDICNETINC + ROE
Pretax ROA
1.57%
−2.1%y/y
Peer standing63rd percentile
Peer standing in asset:100m_300m
FDICPTAXNETINC + ASSET
NIM
3.80%
+6.2%y/y
Peer standing45th percentile
Peer standing in asset:100m_300m
FDICNIM + NIMY
Earning yield
5.64%
+3.5%y/y
Peer standing54th percentile
Peer standing in asset:100m_300m
FDICINTINCY
IB deposit cost
2.49%
−2.0%y/y
Peer standing39th percentile
Peer standing in asset:100m_300m
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
60.37%
+2.6%y/y
Peer standing63rd percentile
Peer standing in asset:100m_300m
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
2.50%
+9.0%y/y
Peer standing57th percentile
Peer standing in asset:100m_300m
FDICNONIX + ASSET
Fee share
13.99%
+1.9%y/y
Percentile by value80th percentileby value
Peer standing in asset:100m_300m
FDICNONII + NIM
Assets YoY
+4.09%
−41.2%y/y
Percentile by value49th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits YoY
+3.90%
−40.3%y/y
Percentile by value52nd percentileby value
Peer standing in asset:100m_300m
FDICDEP
Loans YoY
+8.82%
−30.4%y/y
Percentile by value69th percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
59th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.33%Median 1.18%90th 2.13%Observations 1,247
ROE
FDICNETINC + ROE
58th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 2.85%Median 11.08%90th 20.43%Observations 1,247
NIM
FDICNIM + NIMY
45th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.92%Median 3.89%90th 4.91%Observations 1,247
Efficiency
FDICNONIX + NIM + NONII + EEFFR
63rd percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 47.24%Median 64.46%90th 87.12%Observations 1,247
Deposits YoY
FDICDEP
52nd percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −3.02%Median +3.60%90th +14.76%Observations 1,238
Loans YoY
FDICLNLSNET
69th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.89%Median +5.09%90th +18.61%Observations 1,230
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
80th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.39%90th 2.38%Observations 1,231
Leverage
FDICRBC1AAJ
58th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 8.82%Median 11.12%90th 16.44%Observations 1,247

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
39th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.42%Median 2.26%90th 3.32%Observations 1,237
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
56th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 13%Median 92%90th 236%Observations 588

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.