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BDI
CC

Connect Community Bank

Raymond, WashingtonFDIC Cert #28266

STATEEstablished 19253 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
−1.76%
+20.5%y/y
Peer standing6th percentile
Peer standing in asset:lt_100m
FDICNETINC + ROA
ROE
−42.18%
−16.6%y/y
Peer standing1st percentile
Peer standing in asset:lt_100m
FDICNETINC + ROE
Pretax ROA
−1.76%
+20.5%y/y
Peer standing5th percentile
Peer standing in asset:lt_100m
FDICPTAXNETINC + ASSET
NIM
3.01%
+17.4%y/y
Peer standing18th percentile
Peer standing in asset:lt_100m
FDICNIM + NIMY
Earning yield
4.57%
+3.8%y/y
Peer standing27th percentile
Peer standing in asset:lt_100m
FDICINTINCY
IB deposit cost
1.73%
−23.2%y/y
Peer standing68th percentile
Peer standing in asset:lt_100m
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
148.55%
−17.1%y/y
Peer standing5th percentile
Peer standing in asset:lt_100m
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
4.63%
−6.2%y/y
Peer standing19th percentile
Peer standing in asset:lt_100m
FDICNONIX + ASSET
Fee share
5.45%
−41.0%y/y
Percentile by value40th percentileby value
Peer standing in asset:lt_100m
FDICNONII + NIM
Assets YoY
+8.63%
+247.9%y/y
Percentile by value79th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits YoY
+22.64%
+121.3%y/y
Percentile by value97th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Loans YoY
+1.97%
+158.1%y/y
Percentile by value47th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
6th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th −0.66%Median 0.97%90th 2.53%Observations 590
ROE
FDICNETINC + ROE
1st percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th −4.01%Median 7.76%90th 17.70%Observations 590
NIM
FDICNIM + NIMY
18th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.60%Median 3.78%90th 5.00%Observations 591
Efficiency
FDICNONIX + NIM + NONII + EEFFR
5th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 50.30%Median 71.56%90th 113.91%Observations 590
Deposits YoY
FDICDEP
97th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −6.03%Median +2.56%90th +13.29%Observations 547
Loans YoY
FDICLNLSNET
47th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −8.25%Median +2.70%90th +19.03%Observations 527
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
60th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.41%90th 3.46%Observations 530
Leverage
FDICRBC1AAJ
1st percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 9.02%Median 13.02%90th 57.11%Observations 591

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
68th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.09%Median 2.13%90th 3.32%Observations 546
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
76th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 0%Median 25%90th 129%Observations 281

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.