NETINC + ROAConnect Community Bank
Raymond, WashingtonFDIC Cert #28266
STATEEstablished 19253 branches
Holding company: Not reportedRegulator: FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's peers.
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
NETINC + ROEPTAXNETINC + ASSETNIM + NIMYINTINCYEINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
NONIX + NIM + NONII + EEFFRNONIX + ASSETNONII + NIMASSETDEPLNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
NETINC + ROA−1.76%6th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
NETINC + ROE−42.18%1st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
NIM + NIMY3.01%18th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
NONIX + NIM + NONII + EEFFR148.55%5th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
DEP+22.64%97th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
LNLSNET+1.97%47th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
P9ASSET + NAASSET + LNLSGR0.18%60th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
RBC1AAJ3.99%1st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
EINTEXP + DEPIDOM1.73%68th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
LNRENROT + LNREMULT + LNRECONS + RBC71%76th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
NETINC + ROA−1.76%7th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
NETINC + ROE−42.18%3rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
NIM + NIMY3.01%17th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
NONIX + NIM + NONII + EEFFR148.55%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
DEP+22.64%86th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
LNLSNET+1.97%45th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
P9ASSET + NAASSET + LNLSGR0.18%72nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
RBC1AAJ3.99%0th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
EINTEXP + DEPIDOM1.73%79th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
LNRENROT + LNREMULT + LNRECONS + RBC71%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.