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Forward Bank

Marshfield, WisconsinFDIC Cert #28530

STATEEstablished 191915 branches

Holding company: FORWARD MUTUAL HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Profitability, margin & efficiency

Performance

Returns, spread economics, operating efficiency, and growth viewed against this bank's official FFIEC UBPR peers.

As of Q1 2026

Returns & margin

Annualized returns and the economics of earning assets and paid funding.

ROA
0.92%
+9.0%y/y
Peer standing64th percentile
Peer standing in ubpr:primary:101
FDICNETINC + ROA
ROE
9.93%
−0.1%y/y
Peer standing73rd percentile
Peer standing in ubpr:primary:101
FDICNETINC + ROE
Pretax ROA
1.28%
+7.3%y/y
Peer standing70th percentile
Peer standing in ubpr:primary:101
FDICPTAXNETINC + ASSET
NIM
4.43%
+9.5%y/y
Peer standing92nd percentile
Peer standing in ubpr:primary:101
FDICNIM + NIMY
Earning yield
5.97%
+4.6%y/y
Peer standing89th percentile
Peer standing in ubpr:primary:101
FDICINTINCY
IB deposit cost
2.19%
−5.0%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:101
FDICEINTEXP + DEPIDOM

Efficiency & growth

Operating productivity and year-over-year balance-sheet momentum.

Efficiency
71.25%
−0.0%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:101
FDICNONIX + NIM + NONII + EEFFR
Expense/assets
3.63%
+4.8%y/y
Peer standing11th percentile
Peer standing in ubpr:primary:101
FDICNONIX + ASSET
Fee share
19.91%
−16.1%y/y
Percentile by value81st percentileby value
Peer standing in ubpr:primary:101
FDICNONII + NIM
Assets YoY
+9.25%
−2.7%y/y
Percentile by value87th percentileby value
Peer standing in ubpr:primary:101
FDICASSET
Deposits YoY
+5.66%
−57.8%y/y
Percentile by value69th percentileby value
Peer standing in ubpr:primary:101
FDICDEP
Loans YoY
+9.56%
−10.5%y/y
Percentile by value87th percentileby value
Peer standing in ubpr:primary:101
FDICLNLSNET

How this bank compares

Switch cohorts or expand any row to inspect the full distribution.

UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDICNETINC + ROA
64th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.13%Median 0.75%90th 1.56%Observations 130
ROE
FDICNETINC + ROE
73rd percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 1.17%Median 6.45%90th 15.17%Observations 130
NIM
FDICNIM + NIMY
92nd percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.27%Median 3.07%90th 4.27%Observations 130
Efficiency
FDICNONIX + NIM + NONII + EEFFR
44th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 47.12%Median 70.18%90th 88.52%Observations 130
Deposits YoY
FDICDEP
68th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −2.43%Median +3.43%90th +10.59%Observations 130
Loans YoY
FDICLNLSNET
86th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −3.95%Median +3.82%90th +12.78%Observations 129
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
26th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.13%Median 0.56%90th 1.80%Observations 129
Leverage
FDICRBC1AAJ
16th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 9.09%Median 10.79%90th 16.37%Observations 130

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
76th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.81%Median 2.63%90th 3.99%Observations 130
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
20th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 26%Median 204%90th 411%Observations 89

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.